Merritt · V0E1S0
$3,247/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Almost 1 Acre of WATERFRONT property on Nicola Lake only 1hr 45 mins to Chilliwack!! Cleared & Gently sloping to the lake for an easy build. Launch your boat from your private slipway (shared with the neighbor) or BOAT GARAGE! Have your own PRIVATE dock! Located on the BEST side of the lake with safer, lower elevation access & maximum afternoon sun with gorgeous SUNSETS!! It is set in a sheltered bay with approx. 200' of shallow waters for swimming/wading! The seller is a custom builder and would help make your dream home come alive!! 5 minutes away from Sagebrush GOLF Club - the #1 public golf course in BC!! 20 minutes to Merritt and under an hour to Kamloops! The area is known for trails that wind through pine forests, alpine ridges, and open rangelands for hiking, biking and horse back riding! Spend some time...just RELAX...breath...Your dream has come true! Come GET it!
Vacant Land
Type
Merritt
Area
Listed
May 20, 2026
Nearby & Commute
5h 29m
walk to No Frills
4h 17m
bike to Ebus
14h 15m
walk to Ebus
8h 34m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Other · 45%
| Other | 17 | 44.7% |
| Land | 15 | 39.5% |
| Detached | 6 | 15.8% |
| Under $5,000 | 5 | 2.3% |
| $15,000 to $19,999 | 5 | 2.3% |
| $20,000 to $24,999 | 5 | 2.3% |
| $30,000 to $34,999 | 10 | 4.7% |
| $35,000 to $39,999 | 15 | 7.0% |
| $40,000 to $44,999 | 10 | 4.7% |
| $45,000 to $49,999 | 5 | 2.3% |
| $50,000 to $59,999 | 20 | 9.3% |
| $60,000 to $69,999 | 10 | 4.7% |
| $70,000 to $79,999 | 15 | 7.0% |
| $80,000 to $89,999 | 15 | 7.0% |
| $90,000 to $99,999 | 15 | 7.0% |
| $100,000 to $124,999 | 25 | 11.6% |
| $125,000 to $149,999 | 20 | 9.3% |
| $150,000 to $199,999 | 20 | 9.3% |
| $200,000 and over | 20 | 9.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,247
Principal and interest
Calculated estimate
$2,914
Property tax
Calculated estimate
$183/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$629,900
Down payment
Calculated estimate
$125,980 (20%)
Estimated mortgage
Calculated estimate
$503,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,247
/mo
Rate
%
Amortization
Principal and interest
$2,914
Property tax (est.)
$183
P&I
Tax
Down payment
$125,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $125,980 down (20%) on $629,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
