Merritt · V0E2R0
$8,265/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Lakefront Duplex-Style Family Retreat on Nicola Lake — Fully Furnished & Move-In Ready A rare opportunity to own a turnkey, fully furnished lakefront retreat on the shores of Nicola Lake—ideal for shared family ownership, multi-generational living, or multiple families vacationing together. Located just 3 hours from Vancouver and 2 hours from Kelowna, this exceptional property offers the perfect balance of accessibility and true escape. Thoughtfully designed in a duplex-style layout, the home provides both togetherness and privacy, featuring two full kitchens, two spacious living rooms, and sleeping accommodations for up to 22 guests. Expansive panoramic windows capture breathtaking lake and mountain views in every season. Built for year-round enjoyment, the home features geothermal heating and cooling, ensuring comfort no matter the time of year. Outdoor amenities include private lakefront access, hot tub, large games room, Beach Bunker for lake gear, oversized detached 3-bay garage, and RV parking with hookups. Offered fully furnished, this is a true move-in ready lake property—allowing you to begin creating shared family memories immediately. Lakefront properties of this scale, flexibility, and proximity to major centres are increasingly rare. Own your own piece of paradise on Nicola Lake. All measurements are approximate.
7
Beds
4,334 ft²
Floor area
2008
Year built
Single Family
Type
Merritt
Area
Listed
June 4, 2026
Nearby & Commute
5h 29m
walk to No Frills
4h 17m
bike to Ebus
14h 15m
walk to Ebus
8h 34m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Other · 45%
| Other | 17 | 44.7% |
| Land | 15 | 39.5% |
| Detached | 6 | 15.8% |
| Under $5,000 | 5 | 2.3% |
| $15,000 to $19,999 | 5 | 2.3% |
| $20,000 to $24,999 | 5 | 2.3% |
| $30,000 to $34,999 | 10 | 4.7% |
| $35,000 to $39,999 | 15 | 7.0% |
| $40,000 to $44,999 | 10 | 4.7% |
| $45,000 to $49,999 | 5 | 2.3% |
| $50,000 to $59,999 | 20 | 9.3% |
| $60,000 to $69,999 | 10 | 4.7% |
| $70,000 to $79,999 | 15 | 7.0% |
| $80,000 to $89,999 | 15 | 7.0% |
| $90,000 to $99,999 | 15 | 7.0% |
| $100,000 to $124,999 | 25 | 11.6% |
| $125,000 to $149,999 | 20 | 9.3% |
| $150,000 to $199,999 | 20 | 9.3% |
| $200,000 and over | 20 | 9.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$8,265
Principal and interest
Calculated estimate
$7,632
Property tax
Calculated estimate
$483/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,650,000
Down payment
Calculated estimate
$330,000 (20%)
Estimated mortgage
Calculated estimate
$1,320,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$8,265
/mo
Rate
%
Amortization
Principal and interest
$7,632
Property tax (est.)
$483
P&I
Tax
Down payment
$330,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $330,000 down (20%) on $1,650,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
