Coldstream · V1B2W1
$5,338/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Perched at the top of a quiet, family-friendly cul-de-sac in a desirable Coldstream neighborhood, this spacious 4-bedroom, 4-bathroom home offers breathtaking, unobstructed views of Kalamalka Lake. Backing onto the hillside, the property provides exceptional privacy and a low-maintenance yard. Inside, oversized windows flood the home with natural light and frame the stunning lake scenery. The main living level features an expansive, sunken living room highlighted by tall ceilings. The generously sized kitchen equipped with a gas range, a walk-in pantry, ample counter space and the access point to the back patio is perfect for everyday living and entertaining, while an adjacent family room serves as a central hub for relaxation. Upstairs, the large primary suite boasts a massive ensuite bath, a walk-in closet, and a private balcony to take in the morning air. A second massive sundeck at the front of the home offers the ultimate setting for outdoor dining and enjoying the impressive view of Kal Lake. The layout includes a 1-bedroom in-law suite complete with shared laundry facilities—ideal for extended family or guests. The double garage provides parking and additional storage options. Located just minutes from Kal Beach, the Okanagan Rail Trail, Kal Lake Provincial Park, and Okanagan College, this property combines generous proportions, unbeatable lifestyle access, and incredible potential. Move right in or add your modern updates and design ideas.
4
Beds
3,294 ft²
Floor area
1994
Year built
Single Family
Type
Middleton Mountain Coldstream
Area
Listed
July 29, 2026
Nearby & Commute
37 min
walk to Save-On-Foods
3h 15m
bike to Orchard Park Exchange
10h 49m
walk to Orchard Park Exchange
11h 52m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 50%
| Detached | 74 | 49.7% |
| Townhouse | 22 | 14.8% |
| Land | 13 | 8.7% |
| Duplex | 11 | 7.4% |
| Mobile home | 11 | 7.4% |
| Other | 18 | 12.1% |
| $20,000 to $24,999 | 5 | 0.9% |
| $25,000 to $29,999 | 5 | 0.9% |
| $30,000 to $34,999 | 10 | 1.7% |
| $35,000 to $39,999 | 5 | 0.9% |
| $40,000 to $44,999 | 10 | 1.7% |
| $45,000 to $49,999 | 15 | 2.6% |
| $50,000 to $59,999 | 20 | 3.5% |
| $60,000 to $69,999 | 25 | 4.3% |
| $70,000 to $79,999 | 25 | 4.3% |
| $80,000 to $89,999 | 30 | 5.2% |
| $90,000 to $99,999 | 40 | 7.0% |
| $100,000 to $124,999 | 65 | 11.3% |
| $125,000 to $149,999 | 60 | 10.4% |
| $150,000 to $199,999 | 105 | 18.3% |
| $200,000 and over | 155 | 27.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,338
Principal and interest
Calculated estimate
$4,880
Property tax
Calculated estimate
$308/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,055,000
Down payment
Calculated estimate
$211,000 (20%)
Estimated mortgage
Calculated estimate
$844,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,338
/mo
Rate
%
Amortization
Principal and interest
$4,880
Property tax (est.)
$308
P&I
Tax
Down payment
$211,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $211,000 down (20%) on $1,055,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.0852 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
