Sparwood · V0B2G1
$1,965/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Set on a stunning 6-acre pasture-like property with mountain views, this one-owner home offers space, privacy, and outstanding value. Built in 1973 by the current owner, the home is located on a quiet dead-end street, adjacent to the the Elk River, creating a peaceful and private rural setting. The main floor features three bedrooms and one and a half bathrooms. The lower level, with both internal and exterior access, includes a second living room and kitchen, one bedroom, and one bathroom, offering excellent flexibility for extended family, guests, or additional living space. The land is clear, usable, and partially fenced, making it ideal for families, animals, and outdoor enjoyment. Outbuildings include a barn and a dream shop with a three-car detached garage, perfect for vehicles, tools, and toys. A carport next to the home provides convenient snow-free parking. Heating options include a large wood-burning furnace and electric baseboards for year-round comfort. The home is situated on leased land through EVR, with an affordable annual lease and exceptionally low property taxes compared to similar properties in the Elk Valley. Leases in this area have a long-standing history of consistent renewal, and resale occurs in the same manner as demonstrated here, or bought back by the company. Priced true to appraised value, with a recent appraisal completed on the home separate from the land, this is a chance to enjoy acreage living in a private & scenic setting.
4
Beds
2,160 ft²
Floor area
1973
Year built
Single Family
Type
Sparwood
Area
Listed
January 19, 2026
$420,000 is 59.3% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
25 min
walk to Overwaitea Foods
2h 24m
bike to nearest SkyTrain station
8h 1m
walk to nearest SkyTrain station
23h 50m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 40%
| Detached | 14 | 40.0% |
| Land | 10 | 28.6% |
| Mobile home | 5 | 14.3% |
| Condo / Apartment | 3 | 8.6% |
| Other | 2 | 5.7% |
| Other | 1 | 2.9% |
| $15,000 to $19,999 | 10 | 5.0% |
| $20,000 to $24,999 | 20 | 10.0% |
| $25,000 to $29,999 | 15 | 7.5% |
| $30,000 to $34,999 | 10 | 5.0% |
| $35,000 to $39,999 | 10 | 5.0% |
| $40,000 to $44,999 | 5 | 2.5% |
| $45,000 to $49,999 | 5 | 2.5% |
| $50,000 to $59,999 | 15 | 7.5% |
| $60,000 to $69,999 | 10 | 5.0% |
| $70,000 to $79,999 | 5 | 2.5% |
| $80,000 to $89,999 | 5 | 2.5% |
| $90,000 to $99,999 | 10 | 5.0% |
| $100,000 to $124,999 | 25 | 12.5% |
| $125,000 to $149,999 | 15 | 7.5% |
| $150,000 to $199,999 | 25 | 12.5% |
| $200,000 and over | 15 | 7.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,965
Principal and interest
Calculated estimate
$1,707
Property tax
Calculated estimate
$108/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$369,000
Down payment
Calculated estimate
$73,800 (20%)
Estimated mortgage
Calculated estimate
$295,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,965
/mo
Rate
%
Amortization
Principal and interest
$1,707
Property tax (est.)
$108
P&I
Tax
Down payment
$73,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $73,800 down (20%) on $369,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.0323 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
