- Active
7630 Ships Point Road
Fanny Bay · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,248
- Built
- 1974
Listed by Royal LePage-Comox Valley (CV) · MLS® 1050794
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WELL BELOW ASSESSED VALUE! Imagine waking up to the gentle melody of the ocean, sip your morning brew on the deck as eagles perform aerial acrobatics above, and if you’re lucky, spot an orca doing laps between Denman Island and your soon-to-be paradise! This waterfront home is wrapped in timber, with generous windows giving it a snug cabin vibe. Majestic trees provide backyard shade, while a wood stove battles winter's chill. Upstairs, find a primary bedroom with a balcony and three-piece bath, while another bedroom and bathroom chill downstairs. Sunlight floods the kitchen and dining area, and the living room spills onto an expansive deck, perfect for entertaining. The backyard? Fully fenced to keep kiddos and fur babies in check, with a cozy woodshed for firewood and an attached garage for all your gear. Tucked away in the sought-after Fanny Bay community, this serene beach life is a quick hop to shores, a 30-minute drive to downtown Courtenay, a 42-minute dash to Mount Washington, and just 12 minutes to the Deep Bay Marina.
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,248 sq ft
- Lot size
- 16,988 sq ft
- Year built
- 1974
- Parking
- 4
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Union Bay/Fanny Bay
- Style
- Cottage
- Listed
- September 25, 2026
- Structure
- House
- PID
- 003-905-365
- Common interest
- Freehold
Highlights
- Ocean view
- Waterfront
- Balcony
- Private yard
Features and inclusions
- Appliances
- Refrigerator, Range - Electric, Dishwasher, Microwave, Garburator, Oven - Built-In
- Heating
- Electric, Wood
- Cooling
- None
- Parking
- Garage
- Lot
- Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,265
- Property tax
- $258/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,674
Purchase snapshot
- List price
- $899,900
- Down payment
- $179,980 (20%)
- Estimated mortgage
- $719,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
For investors
As a rental
- Estimated rent
- $1,200 a month
- Gross yield
- 1.6%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 74%
Who lives here
Documents
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