Crofton · V0R1K0
$4,571/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Peaceful rural living on 2.02 acres in the seaside community of Crofton. This well-maintained family-friendly home features 3 beds up & 2 down, 2 baths, recently updated kitchen w/new cabinets & countertops, flooring, hood fan & dishwasher, freshly paint in & out, & a new roof & gutters (2025). The property provides exceptional functionality: attached garage, carport, & workshop connected by a covered breezeway, plus detached 3-bay covered parking, multiple outbuildings & fencing, previously used for horses. Two driveways & zoning that allows for a carriage house add even more versatility. Enjoy private rural settings with gardens, fruit trees, hiking & horseback riding trails to Crofton Lake & Mt Richards 100ft from the driveway. Quiet rural living at the end of a dead-end street, just 10 mins to the Hwy for easy access to city centres. Come experience this friendly oceanfront village known for its recreation, seaside walkway, and ferry access to Salt Spring Island.
5
Beds
2,785 ft²
Floor area
1980
Year built
Single Family
Type
Crofton
Area
Listed
July 27, 2026
Nearby & Commute
2h 10m
walk to Country Grocer
38 min
bike to Alderlea Station
2h 7m
walk to Alderlea Station
2h 26m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 58%
| Detached | 15 | 57.7% |
| Land | 5 | 19.2% |
| Duplex | 2 | 7.7% |
| Other | 2 | 7.7% |
| Condo / Apartment | 1 | 3.8% |
| Other | 1 | 3.8% |
| $5,000 to $9,999 | 5 | 1.8% |
| $10,000 to $14,999 | 5 | 1.8% |
| $15,000 to $19,999 | 5 | 1.8% |
| $20,000 to $24,999 | 5 | 1.8% |
| $25,000 to $29,999 | 5 | 1.8% |
| $30,000 to $34,999 | 10 | 3.6% |
| $35,000 to $39,999 | 5 | 1.8% |
| $40,000 to $44,999 | 15 | 5.5% |
| $45,000 to $49,999 | 10 | 3.6% |
| $50,000 to $59,999 | 30 | 10.9% |
| $60,000 to $69,999 | 30 | 10.9% |
| $70,000 to $79,999 | 25 | 9.1% |
| $80,000 to $89,999 | 20 | 7.3% |
| $90,000 to $99,999 | 15 | 5.5% |
| $100,000 to $124,999 | 35 | 12.7% |
| $125,000 to $149,999 | 20 | 7.3% |
| $150,000 to $199,999 | 20 | 7.3% |
| $200,000 and over | 15 | 5.5% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,571
Principal and interest
Calculated estimate
$4,163
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$899,900
Down payment
Calculated estimate
$179,980 (20%)
Estimated mortgage
Calculated estimate
$719,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,571
/mo
Rate
%
Amortization
Principal and interest
$4,163
Property tax (est.)
$258
P&I
Tax
Down payment
$179,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,980 down (20%) on $899,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
