Procter · V0G1C0
$19,819/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Waterfront Acreage with Developmental Potential Discover a unique, one-of-a-kind 2.14 acre waterfront property in the charming community of Procter, BC. This sunny, private acreage offers outstanding development potential, making it ideal for a private retreat, family estate, or small-scale development project. Just minutes from the Procter General Store and bakery, this property perfectly balances tranquility with convenience. Across the water sits the Balfour Ferry Terminal and The Landing Restaurant—an easy paddle or quick boat ride away to enjoy a casual meal or drink. Located only 40 minutes from Nelson (including a scenic cable ferry ride), you’ll enjoy peaceful seclusion with all the amenities of a vibrant arts and outdoor community close by. Harrop Procter is surrounded by breathtaking mountain and lakeside scenery, making them a haven for outdoor enthusiasts and nature lovers. The area offers incredible opportunities for hiking, biking, paddling, cross-country skiing and snowshoeing and wildlife viewing year-round. If you enjoy birding, nearby Sunshine Bay Regional Park is a must-visit or the nearby Proctologist Trail , favorite local network featuring five stunning lookouts with panoramic views of Kootenay Lake. With its sun-drenched exposure, privacy, and prime waterfront setting, this property is a rare opportunity to own a piece of Kootenay paradise—combining natural beauty, recreation, and investment potential in one exceptional package.
Vacant Land
Type
Harrop/Procter
Area
Listed
December 12, 2025
Nearby & Commute
5h 47m
walk to Safeway
1h 42m
bike to Lakeside Park
5h 38m
walk to Lakeside Park
17h 41m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 52%
| Detached | 16 | 51.6% |
| Land | 10 | 32.3% |
| Mobile home | 3 | 9.7% |
| Other | 2 | 6.5% |
| Under $5,000 | 5 | 2.0% |
| $15,000 to $19,999 | 10 | 3.9% |
| $20,000 to $24,999 | 15 | 5.9% |
| $25,000 to $29,999 | 10 | 3.9% |
| $30,000 to $34,999 | 5 | 2.0% |
| $35,000 to $39,999 | 10 | 3.9% |
| $40,000 to $44,999 | 15 | 5.9% |
| $45,000 to $49,999 | 15 | 5.9% |
| $50,000 to $59,999 | 20 | 7.8% |
| $60,000 to $69,999 | 20 | 7.8% |
| $70,000 to $79,999 | 25 | 9.8% |
| $80,000 to $89,999 | 15 | 5.9% |
| $90,000 to $99,999 | 15 | 5.9% |
| $100,000 to $124,999 | 30 | 11.8% |
| $125,000 to $149,999 | 20 | 7.8% |
| $150,000 to $199,999 | 15 | 5.9% |
| $200,000 and over | 10 | 3.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$19,819
Principal and interest
Calculated estimate
$18,502
Property tax
Calculated estimate
$1,167/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$3,999,999
Down payment
Calculated estimate
$800,000 (20%)
Estimated mortgage
Calculated estimate
$3,199,999
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$19,819
/mo
Rate
%
Amortization
Principal and interest
$18,502
Property tax (est.)
$1,167
P&I
Tax
Down payment
$800,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $800,000 down (20%) on $3,999,999, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
