Lake Cowichan · V0R2G0
$3,642/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to your new investment! — With over $130K in recent upgrades, this property is designed for the extended family/investment, with potential rent of $4200/mo. Nestled in the heart of the community, this nearly new 5-bed./3-bath. home is just steps from the lake, shops, schools, & recreation. The open-concept kitchen & living room create a warm, and inviting space. A flexible adjoining flex room provides extra room for family gatherings or home office. Step outside onto the wrap-around deck — the perfect spot to BBQ, entertain, & take in the views. Upstairs, you’ll find 2 spacious bedrooms & a 3-piece bath. Downstairs, the full-height above ground floor area features 2 additional bedrooms, a 3-piece bath, & a kitchen — an excellent setup for extended family, in-laws, etc. Live, work, & play at the lake! - Just a 2-minute stroll to the lake & all the amenities that make this community so special. The latest reno. including all new paint in and out will be completed by Aug 30th. Bonus is the full RV hook-up on the left side of the house. Listed by Theo Kefalas *PREC - Personal Real Estate Corporation.
5
Beds
2,070 ft²
Floor area
2012
Year built
Single Family
Type
Lake Cowichan
Area
Listed
July 6, 2026
Nearby & Commute
10 min
walk to Country Grocer
1h 58m
bike to Alderlea Station
6h 32m
walk to Alderlea Station
3h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 63%
| Detached | 40 | 62.5% |
| Land | 10 | 15.6% |
| Duplex | 3 | 4.7% |
| Mobile home | 3 | 4.7% |
| Other | 3 | 4.7% |
| Other | 5 | 7.8% |
| $15,000 to $19,999 | 10 | 3.1% |
| $20,000 to $24,999 | 25 | 7.8% |
| $25,000 to $29,999 | 20 | 6.3% |
| $30,000 to $34,999 | 15 | 4.7% |
| $35,000 to $39,999 | 20 | 6.3% |
| $40,000 to $44,999 | 10 | 3.1% |
| $45,000 to $49,999 | 15 | 4.7% |
| $50,000 to $59,999 | 30 | 9.4% |
| $60,000 to $69,999 | 25 | 7.8% |
| $70,000 to $79,999 | 20 | 6.3% |
| $80,000 to $89,999 | 15 | 4.7% |
| $90,000 to $99,999 | 20 | 6.3% |
| $100,000 to $124,999 | 35 | 10.9% |
| $125,000 to $149,999 | 15 | 4.7% |
| $150,000 to $199,999 | 20 | 6.3% |
| $200,000 and over | 25 | 7.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,642
Principal and interest
Calculated estimate
$3,284
Property tax
Calculated estimate
$208/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$709,950
Down payment
Calculated estimate
$141,990 (20%)
Estimated mortgage
Calculated estimate
$567,960
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,642
/mo
Rate
%
Amortization
Principal and interest
$3,284
Property tax (est.)
$208
P&I
Tax
Down payment
$141,990 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $141,990 down (20%) on $709,950, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 6.2751 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
