Coldstream · V1B1W2
$3,519/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Welcome to this spacious 3 Bedroom, 3 bathroom half duplex/townhome in the heart of Coldstream, offering over 2,400 square feet of comfortable living space and panoramic views of Kalamalka Lake and the Coldstream Valley! Designed for everyday living and entertaining, the bright and well maintained main level features a functional kitchen with lots of cabinets and counter space, stainless steel appliances, and room for your family breakfast table. The adjoining living and dining areas are filled with natural light and open out to a large open deck with a retractable awning—the perfect place to appreciate the spectacular lake and valley views! The main bedroom offers a view, walk-in closet, and a private 4 piece ensuite. The second bedroom on the main floor is ideal for kids, guests or a home office. The main floor is finished off with another full 4 piece bathroom, and the laundry room. The lower level offers flexibility with the pool table sized family room, with a sliding door to your enclosed deck, a large third bedroom, full bathroom, and plenty of storage—perfect for visiting family, hobbies, or additional living space. Outside you have a large semi detached 2 car garage, a xeriscaped yard with low maintenance plants and shrubs. All of this is located a short walk from Okanagan College, walking trails, minutes from Kalamalka Beach, Kalamalka Lake Provincial Park, and downtown Vernon. Book your private showing today!
3
Beds
2,352 ft²
Floor area
1992
Year built
Single Family
Type
Mun of Coldstream
Area
Listed
July 22, 2026
Nearby & Commute
49 min
walk to Buy Low Foods
3h 10m
bike to Orchard Park Exchange
10h 32m
walk to Orchard Park Exchange
11h 47m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 47%
| Detached | 56 | 46.7% |
| Townhouse | 22 | 18.3% |
| Mobile home | 15 | 12.5% |
| Duplex | 11 | 9.2% |
| Condo / Apartment | 10 | 8.3% |
| Other | 6 | 5.0% |
| Under $5,000 | 5 | 2.2% |
| $15,000 to $19,999 | 15 | 6.5% |
| $20,000 to $24,999 | 15 | 6.5% |
| $25,000 to $29,999 | 10 | 4.3% |
| $30,000 to $34,999 | 15 | 6.5% |
| $35,000 to $39,999 | 15 | 6.5% |
| $40,000 to $44,999 | 10 | 4.3% |
| $45,000 to $49,999 | 10 | 4.3% |
| $50,000 to $59,999 | 20 | 8.7% |
| $60,000 to $69,999 | 15 | 6.5% |
| $70,000 to $79,999 | 20 | 8.7% |
| $80,000 to $89,999 | 10 | 4.3% |
| $90,000 to $99,999 | 15 | 6.5% |
| $100,000 to $124,999 | 25 | 10.9% |
| $125,000 to $149,999 | 10 | 4.3% |
| $150,000 to $199,999 | 10 | 4.3% |
| $200,000 and over | 10 | 4.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,519
Principal and interest
Calculated estimate
$3,169
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$685,000
Down payment
Calculated estimate
$137,000 (20%)
Estimated mortgage
Calculated estimate
$548,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,519
/mo
Rate
%
Amortization
Principal and interest
$3,169
Property tax (est.)
$200
P&I
Tax
Down payment
$137,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $137,000 down (20%) on $685,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.0852 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
