- Active
8845 Central Street
Port Hardy · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 1,917
- Built
- 1978
Listed by 460 Realty Inc. (PH) · MLS® 1044763
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Sign inAbout this home
Centrally located in downtown Port Hardy, this multi-family zoned home is just a short stroll to the oceanfront, shopping, restaurants, and everyday amenities. Offering plenty of space and endless potential, it's the perfect opportunity for investors, renovators, or buyers looking to create a home with income potential. The upper level features a spacious living and dining area, a bright kitchen, covered deck, powder room, laundry, and an oversized primary bedroom complete with a 4-piece ensuite. Downstairs offers ground-level access through the carport and includes plumbing and electrical already in place for a second kitchen, plus a full bathroom, living area, 2 bedrooms, and den—making it easy to convert back into two self-contained rental units. While the home could benefit from some TLC, it is priced below assessed value and offers excellent upside. Major updates include a new heat pump (2021) and roof (2018). A fantastic opportunity to add value in a desirable central location.
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full
- Interior
- 1,917 sq ft
- Lot size
- 5,500 sq ft
- Year built
- 1978
- Parking
- 2
- Property type
- Single Family
- Carport
- Yes
- Fireplaces
- 2
- Area
- Port Hardy
- Listed
- August 3, 2026
- Structure
- House
- PID
- 000-462-616
- Common interest
- Freehold
Highlights
- Ocean view
- Waterfront
Features and inclusions
- Heating
- Heat Pump, Electric
- Cooling
- Air Conditioned
- Parking
- Carport
- Lot
- Central location, Southern exposure, Other, Marine Oriented
Rooms and building
- Water
- Zoning
- Multi-Family
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,872
- Property tax
- $117/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,139
Purchase snapshot
- List price
- $395,000
- Down payment
- $79,000 (20%)
- Estimated mortgage
- $316,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,041
- At 7.6982 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
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Who lives here
Documents
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