8845 Central Street
Port Hardy · V0N2P0
$2,094/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Port Hardy · V0N2P0
$2,094/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Centrally located in downtown Port Hardy, this multi-family zoned home is just a short stroll to the oceanfront, shopping, restaurants, and everyday amenities. Offering plenty of space and endless potential, it's the perfect opportunity for investors, renovators, or buyers looking to create a home with income potential. The upper level features a spacious living and dining area, a bright kitchen, covered deck, powder room, laundry, and an oversized primary bedroom complete with a 4-piece ensuite. Downstairs offers ground-level access through the carport and includes plumbing and electrical already in place for a second kitchen, plus a full bathroom, living area, 2 bedrooms, and den—making it easy to convert back into two self-contained rental units. While the home could benefit from some TLC, it is priced below assessed value and offers excellent upside. Major updates include a new heat pump (2021) and roof (2018). A fantastic opportunity to add value in a desirable central location.
3
Beds
1,917 ft²
Floor area
1978
Year built
Single Family
Type
Port Hardy
Area
Listed
August 3, 2026
Nearby & Commute
6 min
walk to Save-On-Foods
2 min
bike to Tofino & Greyhound Bus, k'awat'si Tours
8 min
walk to Tofino & Greyhound Bus, k'awat'si Tours
14h 4m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 32%
| Detached | 8 | 32.0% |
| Mobile home | 6 | 24.0% |
| Land | 5 | 20.0% |
| Condo / Apartment | 4 | 16.0% |
| Townhouse | 2 | 8.0% |
| $15,000 to $19,999 | 10 | 7.1% |
| $20,000 to $24,999 | 10 | 7.1% |
| $25,000 to $29,999 | 10 | 7.1% |
| $30,000 to $34,999 | 10 | 7.1% |
| $35,000 to $39,999 | 5 | 3.6% |
| $40,000 to $44,999 | 5 | 3.6% |
| $45,000 to $49,999 | 10 | 7.1% |
| $50,000 to $59,999 | 10 | 7.1% |
| $60,000 to $69,999 | 10 | 7.1% |
| $70,000 to $79,999 | 10 | 7.1% |
| $80,000 to $89,999 | 5 | 3.6% |
| $90,000 to $99,999 | 15 | 10.7% |
| $100,000 to $124,999 | 10 | 7.1% |
| $125,000 to $149,999 | 5 | 3.6% |
| $150,000 to $199,999 | 10 | 7.1% |
| $200,000 and over | 5 | 3.6% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,094
Principal and interest
Calculated estimate
$1,827
Property tax
Calculated estimate
$117/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$395,000
Down payment
Calculated estimate
$79,000 (20%)
Estimated mortgage
Calculated estimate
$316,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,094
/mo
Rate
%
Amortization
Principal and interest
$1,827
Property tax (est.)
$117
P&I
Tax
Down payment
$79,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $79,000 down (20%) on $395,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 7.5324 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.