Canal Flats · V0B1B0
$2,755/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Located in the heart of Canal Flats, is this well-maintained 4-bedroom, 2-bathroom home with a large, two-story shop. The home offers a flexible layout, numerous updates, and great potential. Zoned for both commercial and residential use, the property provides added versatility for a variety of future opportunities, subject to municipal approval. The main floor features a beautifully renovated kitchen with dual wall ovens, cooktop, newer fridge, new dishwasher, and custom cabinetry and pantry storage. Handcrafted pine details and custom built-ins add character throughout the dining and living areas. The lower level includes a second kitchen, living room, bathroom, office, laundry, fourth bedroom, and newer wood stove, offering excellent space for guests, extended family, or a potential mortgage helper. Outside, enjoy a large fenced yard, fenced garden, established fruit trees, mountain views, covered deck, and patio area. The 24' x 28' wood heated shop, built in 2016, is another standout feature, with partially finished space above that could be used as a workspace, gym, storage, or potentially developed further. Numerous updates since 2016 include the roof, windows, appliances, high-efficiency propane furnace, exterior insulation, siding, kitchen, flooring, interior walls, hot water tank, and more. A unique opportunity combining residential comfort, commercial zoning, outdoor space, and a substantial shop in the heart of Canal Flats, with room to make the property your own.
4
Beds
2,130 ft²
Floor area
1980
Year built
Single Family
Type
Canal Flats
Area
Listed
August 13, 2026
Nearby & Commute
5h 16m
walk to Fairmont Mountainside Market
4h 12m
bike to Kimberley’s Underground Mining Railway
13h 59m
walk to Kimberley’s Underground Mining Railway
21h 22m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 39%
| Land | 11 | 39.3% |
| Detached | 10 | 35.7% |
| Mobile home | 5 | 17.9% |
| Other | 2 | 7.1% |
| $5,000 to $9,999 | 5 | 1.4% |
| $15,000 to $19,999 | 5 | 1.4% |
| $20,000 to $24,999 | 15 | 4.1% |
| $25,000 to $29,999 | 20 | 5.5% |
| $30,000 to $34,999 | 10 | 2.7% |
| $35,000 to $39,999 | 25 | 6.8% |
| $40,000 to $44,999 | 15 | 4.1% |
| $45,000 to $49,999 | 20 | 5.5% |
| $50,000 to $59,999 | 30 | 8.2% |
| $60,000 to $69,999 | 25 | 6.8% |
| $70,000 to $79,999 | 20 | 5.5% |
| $80,000 to $89,999 | 25 | 6.8% |
| $90,000 to $99,999 | 35 | 9.6% |
| $100,000 to $124,999 | 50 | 13.7% |
| $125,000 to $149,999 | 30 | 8.2% |
| $150,000 to $199,999 | 20 | 5.5% |
| $200,000 and over | 15 | 4.1% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,755
Principal and interest
Calculated estimate
$2,447
Property tax
Calculated estimate
$158/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$529,000
Down payment
Calculated estimate
$105,800 (20%)
Estimated mortgage
Calculated estimate
$423,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,755
/mo
Rate
%
Amortization
Principal and interest
$2,447
Property tax (est.)
$158
P&I
Tax
Down payment
$105,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $105,800 down (20%) on $529,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.5655 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
