Lake Cowichan · V0R2G0
$5,793/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Fantastic opportunity to own a lovingly maintained, very private, one-owner log home across from public lake access on 3.12 acres of natural, partially forested beauty! The 3 bed, 2.5 bath, 4,000 sqft home offers lake glimpses, mature trees, metal roof, geothermal heating & inviting outdoor living spaces. As you come up the private driveway you are instantly taken back by this home & setting. Main level features a bright kitchen with large island & pine cabinetry, a dining area opening to a spacious deck & patio & a vaulted ceiling living room with stone fireplace, plus family room, powder room & laundry/mudroom. Upstairs has 3 generous bedrooms, including a primary with walk-in closet, 5-piece cheater ensuite & private deck. Lower level offers flexible family space, potential 4th bedroom, 2 dens, storage & workshop. Located only minutes from the amenities of Lake Cowichan, & only an hour or so from the west coast for salmon fishing, enjoy the endless recreation this area offers!
3
Beds
3,610 ft²
Floor area
1985
Year built
Single Family
Type
Lake Cowichan
Area
Listed
August 17, 2026
Nearby & Commute
59 min
walk to Country Grocer
2h 14m
bike to Alderlea Station
7h 25m
walk to Alderlea Station
3h 30m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 74%
| Detached | 20 | 74.1% |
| Land | 5 | 18.5% |
| Duplex | 1 | 3.7% |
| Other | 1 | 3.7% |
| $15,000 to $19,999 | 10 | 3.0% |
| $20,000 to $24,999 | 15 | 4.5% |
| $25,000 to $29,999 | 15 | 4.5% |
| $30,000 to $34,999 | 10 | 3.0% |
| $35,000 to $39,999 | 5 | 1.5% |
| $40,000 to $44,999 | 20 | 6.0% |
| $45,000 to $49,999 | 20 | 6.0% |
| $50,000 to $59,999 | 25 | 7.5% |
| $60,000 to $69,999 | 15 | 4.5% |
| $70,000 to $79,999 | 20 | 6.0% |
| $80,000 to $89,999 | 10 | 3.0% |
| $90,000 to $99,999 | 30 | 9.0% |
| $100,000 to $124,999 | 45 | 13.4% |
| $125,000 to $149,999 | 30 | 9.0% |
| $150,000 to $199,999 | 35 | 10.4% |
| $200,000 and over | 30 | 9.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,793
Principal and interest
Calculated estimate
$5,309
Property tax
Calculated estimate
$333/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,147,800
Down payment
Calculated estimate
$229,560 (20%)
Estimated mortgage
Calculated estimate
$918,240
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,793
/mo
Rate
%
Amortization
Principal and interest
$5,309
Property tax (est.)
$333
P&I
Tax
Down payment
$229,560 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $229,560 down (20%) on $1,147,800, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 6.2751 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
