Denman Island · V0R1T0
$4,327/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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McFarlane Road curves through the south end of Denman Island, and this property has the feeling of land that’s been genuinely lived in and worked. Five and three-quarter private acres, south-facing, with a wooded perimeter enclosing cleared ground that has been planted and tended with real intention over many years. The main house, built in 1981, has the kind of character that comes from authentic hands-on construction that is hard to find in today’s busy world: vaulted post-and-beam living space, wood-paneled ceilings, a log-rail staircase rising to the upper level. Two bedrooms, one bathroom. The kitchen is well made — custom wood cabinetry, tile backsplash, exposed beam ceiling. Free-standing wood stove, metal roof, electric baseboard backup are thoughtful homestead features to build upon. This is an honest fixer-upper; the bones are substantial, and the character is genuine, but the house needs a committed owner ready to invest in its next chapter. The outbuildings suit the property’s character. A sleeping cabin sits in the trees with its own wood stove and pyramid metal roof — a rustic retreat, not a legal suite. An additional two-storey cedar-shingle studio offers workshop or creative space. A covered double carport with storage completes the picture. Water comes from a drilled well and cisterns. The garden is the other reason to pay attention to this property. Mature fruit and nut trees, berry bushes, and established permaculture beds represent years of accumulated work - no amount of money can buy the time it takes to build a sustainable garden like this! The southern exposure across the cleared area means this is land where serious food production is already underway, not just possible. Get your canning jars ready! All structures and their permitted use should be verified by buyers. Denman Island is just a 10 minute ferry ride from Vancouver Island and Hornby Island. Come here to live the simple life and spend your time doing something meaningful.
2
Beds
2,099 ft²
Floor area
1981
Year built
Single Family
Type
Denman Island
Area
Listed
April 25, 2026
$895,000 is 13.2% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
2h 13m
walk to Tomm's Food Village
1h 43m
bike to McLean Mill National Historic Site
5h 43m
walk to McLean Mill National Historic Site
4h 48m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 76%
| Detached | 31 | 75.6% |
| Other | 5 | 12.2% |
| Land | 4 | 9.8% |
| Townhouse | 1 | 2.4% |
| $10,000 to $14,999 | 10 | 3.4% |
| $15,000 to $19,999 | 5 | 1.7% |
| $20,000 to $24,999 | 20 | 6.9% |
| $25,000 to $29,999 | 15 | 5.2% |
| $30,000 to $34,999 | 15 | 5.2% |
| $35,000 to $39,999 | 15 | 5.2% |
| $40,000 to $44,999 | 20 | 6.9% |
| $45,000 to $49,999 | 15 | 5.2% |
| $50,000 to $59,999 | 35 | 12.1% |
| $60,000 to $69,999 | 20 | 6.9% |
| $70,000 to $79,999 | 25 | 8.6% |
| $80,000 to $89,999 | 20 | 6.9% |
| $90,000 to $99,999 | 10 | 3.4% |
| $100,000 to $124,999 | 25 | 8.6% |
| $125,000 to $149,999 | 15 | 5.2% |
| $150,000 to $199,999 | 15 | 5.2% |
| $200,000 and over | 10 | 3.4% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,327
Principal and interest
Calculated estimate
$3,927
Property tax
Calculated estimate
$250/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$849,000
Down payment
Calculated estimate
$169,800 (20%)
Estimated mortgage
Calculated estimate
$679,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,327
/mo
Rate
%
Amortization
Principal and interest
$3,927
Property tax (est.)
$250
P&I
Tax
Down payment
$169,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $169,800 down (20%) on $849,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
