Summerland · V0H1Z5
$3,022/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to 9704 Julia Street, in the heart of Summerland. Set on a generous 10,400 sq.ft. freehold lot with room for gardens, kids, and grapevines...OR development! Carriage house? The vacant basement is a revenue generator, with opportunity for more. The main floor features a natural flow between kitchen, dining, and living spaces — simple & functional, plus a deck for relaxed evenings after a day at the beach. Outside, the spacious yard invites gardens, kids, and pets. Located walking distance to shops, schools, transit & rec center(s), and minutes from farmer's markets, fresh fruit stands, and more for healthy living. Bike rides to grab fresh produce, meet friends for coffee on Main Street, or evening strolling on safe, quiet Main Street. Summerland is about community, connection, and a pace that feels human again. If you’re looking for a smart investment wrapped in an authentic Okanagan LIFESTYLE — this home can be yours.
3
Beds
1,443 ft²
Floor area
1959
Year built
Single Family
Type
Main Town
Area
Listed
March 10, 2026
$599,900 is 41.8% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
9 min
walk to Nesters Market
21 min
bike to Prairie Valley Station
1h 11m
walk to Prairie Valley Station
10h 2m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 39%
| Detached | 52 | 39.4% |
| Condo / Apartment | 23 | 17.4% |
| Land | 21 | 15.9% |
| Townhouse | 14 | 10.6% |
| Duplex | 10 | 7.6% |
| Other | 12 | 9.1% |
| $15,000 to $19,999 | 5 | 2.0% |
| $20,000 to $24,999 | 10 | 3.9% |
| $25,000 to $29,999 | 5 | 2.0% |
| $30,000 to $34,999 | 10 | 3.9% |
| $35,000 to $39,999 | 10 | 3.9% |
| $40,000 to $44,999 | 10 | 3.9% |
| $45,000 to $49,999 | 15 | 5.9% |
| $50,000 to $59,999 | 25 | 9.8% |
| $60,000 to $69,999 | 20 | 7.8% |
| $70,000 to $79,999 | 30 | 11.8% |
| $80,000 to $89,999 | 25 | 9.8% |
| $90,000 to $99,999 | 15 | 5.9% |
| $100,000 to $124,999 | 20 | 7.8% |
| $125,000 to $149,999 | 25 | 9.8% |
| $150,000 to $199,999 | 20 | 7.8% |
| $200,000 and over | 10 | 3.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,022
Principal and interest
Calculated estimate
$2,705
Property tax
Calculated estimate
$167/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$584,900
Down payment
Calculated estimate
$116,980 (20%)
Estimated mortgage
Calculated estimate
$467,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,022
/mo
Rate
%
Amortization
Principal and interest
$2,705
Property tax (est.)
$167
P&I
Tax
Down payment
$116,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $116,980 down (20%) on $584,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
