- Active
- Open house Sat, Oct 10
975 Neptune Road
Kelowna · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 2,190
- Built
- 1973
Listed by Royal LePage Kelowna · MLS® 10390250
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About this home
Tucked away on a quiet cul-de-sac in one of Rutland's most desirable pockets, this meticulously maintained home offers a rare combination of privacy, flexibility, and future potential. Backing directly onto protected green space that will never be developed, you'll enjoy peaceful views, added privacy, and a true connection to nature right from your backyard. Surrounded by well-kept character homes and long-term residents, this is the kind of neighborhood buyers are always searching for but rarely find. Pride of ownership is evident throughout the home, with thoughtful updates and exceptional care taken over the years. Many non-cosmetic updates have been done including all new plumbing in 2024 The recently updated basement features new flooring and offers excellent suite potential for those looking to create additional income or accommodate extended family. Outside, the detached shop opens the door to even more possibilities. Whether you're seeking the ultimate workshop, a private home office, studio space, or exploring the potential for a future carriage house or secondary dwelling, the groundwork is already in place. Water can be brought to the building, and convenient driveway access provides added flexibility for future development plans. Properties offering this level of maintenance, privacy, and long-term potential are becoming increasingly difficult to find. A unique opportunity to secure a home that works for today while offering exciting possibilities for tomorrow.
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full + 1 half
- Interior
- 2,190 sq ft
- Year built
- 1973
- Storeys
- 2
- Parking
- 3
- Property type
- Single Family
- Basement
- Full
- Area
- Rutland South
- Style
- Ranch
- Listed
- June 5, 2026
- Structure
- House
- PID
- 006-850-316
- Common interest
- Freehold
Highlights
- Private yard
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Oven, Dryer
- Heating
- Forced air
- Cooling
- Central air conditioning
- Flooring
- Tile, Hardwood, Laminate
- Roof
- Asphalt shingle, Unknown
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,563
- Property tax
- $217/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,930
Purchase snapshot
- List price
- $731,222
- Down payment
- $146,244 (20%)
- Estimated mortgage
- $601,357
- CMHC premium
- $16,379
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,480
- At 4.7595 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 47%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
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