About this home

Welcome to this charming character home set on a quiet, family-friendly street offering a versatile 4 bed / 3 bath layout with comfortable living for today & flexibility for tomorrow. Enjoy complete privacy in the fully fenced yard with mature fruit trees - perfect for kids, pets, summer entertaining, gardening & enjoying your morning coffee outdoors. Lower level features a bright 1-bed suite with ensuite, ideal for extended family, guests, work-from-home or flexible living arrangements. Unbeatable central location - minutes to shopping, Uptown, Mayfair, bus routes to Downtown, UVic & ferries, plus quick access to the Goose & Lochside Trails for daily walks and bike rides. Added value per Seller: 200A panel, central vacuum, workshop space & garden shed. Buyer to verify if important. Future use, rental potential & suite compliance to be verified by Buyer with District of Saanich. All info approx., Buyer to verify measurements if important.

Home facts

Bedrooms: 4
Bathrooms: 3 full
Interior: 2,326 sq ft
Lot size: 6,929 sq ft
Year built: 1942
Property type: Single Family
Fireplace: 1
Area: Quadra
Style: Character
Listed: October 16, 2026
Structure: House
PID: 006-076-564
Common interest: Freehold

Highlights

Private yard

Features and inclusions

Appliances: Washer, Refrigerator
Heating: Electric
Cooling: None
Lot: Private setting, Rectangular

Rooms and building

Water
Zoning: Residential

Listed by Pemberton Holmes Ltd. Last updated Oct 16, 2026, 9:35 AM.

The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.

Monthly and upfront costs

Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.

Monthly ownership costs

Principal and interest: $4,740
Property tax: $292/mo
Home insurance: $150/mo
Estimated monthly total: $5,181

Purchase snapshot

List price: $999,999
Down payment: $200,000 (20%)
Estimated mortgage: $799,999

Estimates only. They leave out utilities, upkeep and closing costs.

Stress test this mortgage

Neighbourhood

Open the map

Walk to Thrifty Foods6 min

Bike to Selkirk Landing10 min

Walk to Selkirk Landing35 min

Drive to downtown Vancouver3h 45m

Estimated travel times. Map data © OpenStreetMap contributors.

Most listed

Condo / Apartment · 45%

Homes for sale nearby, by type

Condo / Apartment183 for sale

Detached135 for sale

Townhouse62 for sale

Land14 for sale

Duplex11 for sale

Other4 for sale

Active listings within 3 km of this home.

Homes built in Saanich, by type

Low-rise apartment37.8% · 85

Single-detached35.6% · 80

Apartment in duplex22.2% · 50

Row house4.4% · 10

Source: Statistics Canada, 2021 Census of Population. 225 dwellings.

Who lives here

Statistics Canada area 59170121 · Saanich

Median age: 39
Renter households: 44%
Average household size: 2.4
Median household income: $84,000

Population (2021): 528
Median rent: $1,460
Owner shelter cost: $1,560
30%+ of income on shelter: 31%
Owner households: 56%
Households with kids: 32%
Immigrants: 20%
Post-secondary: 62%
Average home value (2021): $900,000

Breakdown

$10,000 to $14,9992.3% · 5

$20,000 to $24,9992.3% · 5

$35,000 to $39,9994.7% · 10

$40,000 to $44,9992.3% · 5

$45,000 to $49,9994.7% · 10

$50,000 to $59,99911.6% · 25

$60,000 to $69,9997.0% · 15

$70,000 to $79,9999.3% · 20

$80,000 to $89,9994.7% · 10

$90,000 to $99,9999.3% · 20

$100,000 to $124,99914.0% · 30

$125,000 to $149,99914.0% · 30

$150,000 to $199,9999.3% · 20

$200,000 and over4.7% · 10

Source: Statistics Canada, 2021 Census Profile, dissemination area 59170121.

Documents

Pick the records you want. Ray Rasouli will email what the listing brokerage shares.

Property disclosure statementReview seller-disclosed conditions and known defects.
Title searchReview registered ownership, charges, easements, and covenants.
Inspection reportsReview available property-condition findings.
Building and renovation permitsConfirm that significant work was properly permitted.
Survey or site planReview boundaries, structures, and encroachments.

Availability is not guaranteed. Review documents with a professional.

978 Lovat Avenue

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