Courtenay · V9M8W9
$2,852/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Move-in ready and full of potential, this versatile 3-bedroom, 2-bathroom home is ideal for families, first-time buyers, or investors. Located in the sought-after Puntledge neighbourhood, adjacent to Malcolm Morrison Park's playground, and just steps from Roy Stewart Morrison Nature Park and trails, the Puntledge River, downtown Courtenay, excellent schools, and convenient bus routes, this home offers an exceptional lifestyle. The freshly painted main level features a bright living room filled with natural light and a functional kitchen with access to a new spacious back deck, complete with stairs leading down to the private backyard. Upstairs, you'll find two bedrooms separated by a 4-piece bathroom, while the primary bedroom features both his-and-hers closets. Downstairs includes a 3-piece bathroom, laundry area, bedroom/flex space, and a roughed-in kitchenette offering excellent suite potential, along with a separate lower entry for added flexibility. A large side gate provides easy access and RV parking potential. A fantastic blend of location, flexibility, and livability!
3
Beds
1,404 ft²
Floor area
1994
Year built
Single Family
Type
Courtenay City
Area
Listed
July 31, 2026
Nearby & Commute
29 min
walk to The Old Farm Market
11 min
bike to nearest SkyTrain station
36 min
walk to nearest SkyTrain station
5h 47m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 31%
| Detached | 32 | 31.4% |
| Townhouse | 29 | 28.4% |
| Duplex | 16 | 15.7% |
| Condo / Apartment | 11 | 10.8% |
| Land | 5 | 4.9% |
| Other | 9 | 8.8% |
| $25,000 to $29,999 | 10 | 3.1% |
| $30,000 to $34,999 | 5 | 1.6% |
| $35,000 to $39,999 | 5 | 1.6% |
| $40,000 to $44,999 | 10 | 3.1% |
| $45,000 to $49,999 | 15 | 4.7% |
| $50,000 to $59,999 | 30 | 9.4% |
| $60,000 to $69,999 | 30 | 9.4% |
| $70,000 to $79,999 | 25 | 7.8% |
| $80,000 to $89,999 | 25 | 7.8% |
| $90,000 to $99,999 | 30 | 9.4% |
| $100,000 to $124,999 | 65 | 20.3% |
| $125,000 to $149,999 | 35 | 10.9% |
| $150,000 to $199,999 | 25 | 7.8% |
| $200,000 and over | 10 | 3.1% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,852
Principal and interest
Calculated estimate
$2,544
Property tax
Calculated estimate
$158/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$549,900
Down payment
Calculated estimate
$109,980 (20%)
Estimated mortgage
Calculated estimate
$439,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,852
/mo
Rate
%
Amortization
Principal and interest
$2,544
Property tax (est.)
$158
P&I
Tax
Down payment
$109,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $109,980 down (20%) on $549,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.1531 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Daily mean across the year.
On the drier side for BC.
Expect real winters.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
