Fraser Lake · V0J1S0
$2,489/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Experience year-round lakeside living at its finest in the only full-time residence within the exclusive gated community of Birch Bay Resort on beautiful Francois Lake. This unique property includes an undivided ownership interest in the entire resort, giving you access to an exceptional lifestyle and outstanding amenities. The bright 2-bedroom home with attached garage features stunning floor-to-ceiling windows that showcase breathtaking lake views, an expansive deck for entertaining, and a private hot tub overlooking the water. Monthly owner fees include water, taxes, firewood, use of all resort amenities, ATV and boat storage, and your own boat dock slip. With miles of pristine Francois Lake shoreline to explore, this rare offering combines the comfort of year-round living with the recreation, convenience, and beauty of resort ownership.
2
Beds
1,300 ft²
Floor area
2003
Year built
Single Family
Type
Listed
June 1, 2026
No strata fee (freehold/non-strata). Property tax $0/yr (0.000% of list price vs 0.30% norm). Typical owner in Bulkley-Nechako D pays $376/mo (Census 2021).
Nearby & Commute
21h 47m
walk to Jim’s Your Independent Grocer
6h 31m
bike to Vanderhoof
21h 42m
walk to Vanderhoof
21h 53m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 73%
| Land | 8 | 72.7% |
| Detached | 2 | 18.2% |
| Other | 1 | 9.1% |
| $5,000 to $9,999 | 5 | 1.7% |
| $10,000 to $14,999 | 5 | 1.7% |
| $15,000 to $19,999 | 10 | 3.3% |
| $20,000 to $24,999 | 15 | 5.0% |
| $25,000 to $29,999 | 15 | 5.0% |
| $30,000 to $34,999 | 5 | 1.7% |
| $35,000 to $39,999 | 10 | 3.3% |
| $40,000 to $44,999 | 10 | 3.3% |
| $45,000 to $49,999 | 15 | 5.0% |
| $50,000 to $59,999 | 20 | 6.7% |
| $60,000 to $69,999 | 25 | 8.3% |
| $70,000 to $79,999 | 15 | 5.0% |
| $80,000 to $89,999 | 15 | 5.0% |
| $90,000 to $99,999 | 15 | 5.0% |
| $100,000 to $124,999 | 35 | 11.7% |
| $125,000 to $149,999 | 35 | 11.7% |
| $150,000 to $199,999 | 25 | 8.3% |
| $200,000 and over | 25 | 8.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,489
Principal and interest
Calculated estimate
$2,197
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$475,000
Down payment
Calculated estimate
$95,000 (20%)
Estimated mortgage
Calculated estimate
$380,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,489
/mo
Rate
%
Amortization
Principal and interest
$2,197
Property tax (est.)
$142
P&I
Tax
Down payment
$95,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $95,000 down (20%) on $475,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 13.0797 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
