Fraser Lake · V0J1S0
$1,505/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Dreaming of your own lakeside retreat? Discover this charming lakefront cabin in the gated community of Birch Bay on stunning Francois Lake! This cabin features 2 spacious bedrooms, 1 bathroom, an open-concept living area, and a generous 32' x 24' deck with panoramic lake views. As a part owner of Birch Bay Resort, you'll enjoy exclusive owner amenities including a banquet hall, automotive shop for small repairs, concrete boat launch, moorage, fuel sales (propane & boat gas), laundry facilities, quad storage with trail access, boat and trailer storage, indoor/outdoor BBQ areas, horseshoe pits, a 20' x 40' outdoor pool, an adventure playground, plus hiking, swimming, and abundant wildlife. Over 170 miles of lakeshore awaits!
2
Beds
672 ft²
Floor area
2000
Year built
Recreational
Type
Listed
January 29, 2026
$409/sqft vs sub-area comp median $518/sqft (21.0% below, 50 comps).
Nearby & Commute
21h 46m
walk to Jim’s Your Independent Grocer
6h 31m
bike to Vanderhoof
21h 41m
walk to Vanderhoof
21h 53m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 73%
| Land | 8 | 72.7% |
| Detached | 2 | 18.2% |
| Other | 1 | 9.1% |
| $5,000 to $9,999 | 5 | 1.7% |
| $10,000 to $14,999 | 5 | 1.7% |
| $15,000 to $19,999 | 10 | 3.3% |
| $20,000 to $24,999 | 15 | 5.0% |
| $25,000 to $29,999 | 15 | 5.0% |
| $30,000 to $34,999 | 5 | 1.7% |
| $35,000 to $39,999 | 10 | 3.3% |
| $40,000 to $44,999 | 10 | 3.3% |
| $45,000 to $49,999 | 15 | 5.0% |
| $50,000 to $59,999 | 20 | 6.7% |
| $60,000 to $69,999 | 25 | 8.3% |
| $70,000 to $79,999 | 15 | 5.0% |
| $80,000 to $89,999 | 15 | 5.0% |
| $90,000 to $99,999 | 15 | 5.0% |
| $100,000 to $124,999 | 35 | 11.7% |
| $125,000 to $149,999 | 35 | 11.7% |
| $150,000 to $199,999 | 25 | 8.3% |
| $200,000 and over | 25 | 8.3% |
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,505
Principal and interest
Calculated estimate
$1,272
Property tax
Calculated estimate
$83/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$275,000
Down payment
Calculated estimate
$55,000 (20%)
Estimated mortgage
Calculated estimate
$220,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,505
/mo
Rate
%
Amortization
Principal and interest
$1,272
Property tax (est.)
$83
P&I
Tax
Down payment
$55,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $55,000 down (20%) on $275,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 13.0797 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
