Courtenay · V9N3E9
$2,600/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Tucked into an interior spot away from the main street, this patio home is private and quiet while keeping downtown Courtenay and the Rotary walking trails just minutes away, close enough to leave the car at home. Three bedrooms open onto a bright, open floor plan. The current owner has recently installed a ductless heat pump, with a transferable 10-year warranty from 2024, along with a range of plumbing and electrical upgrades. Inside there is a generous laundry and mudroom and a single-car garage. Out back, the yard is private and fully fenced, with a professionally installed 10x6.5 Sungrow greenhouse with two auto-opening vents, for anyone who likes to grow their own. With just seven units, the small strata gives the complex a real sense of community. Ideal for a first-time buyer or a downsizer, move in and enjoy it exactly as it is.
3
Beds
1,036 ft²
Floor area
1990
Year built
Single Family
Type
Courtenay City
Area
Listed
August 13, 2026
Nearby & Commute
11 min
walk to Thrifty Foods
4 min
bike to nearest SkyTrain station
12 min
walk to nearest SkyTrain station
5h 43m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 30%
| Detached | 41 | 30.4% |
| Townhouse | 32 | 23.7% |
| Condo / Apartment | 30 | 22.2% |
| Duplex | 16 | 11.9% |
| Land | 5 | 3.7% |
| Other | 11 | 8.1% |
| Under $5,000 | 5 | 2.2% |
| $15,000 to $19,999 | 5 | 2.2% |
| $20,000 to $24,999 | 15 | 6.7% |
| $25,000 to $29,999 | 5 | 2.2% |
| $30,000 to $34,999 | 10 | 4.4% |
| $35,000 to $39,999 | 15 | 6.7% |
| $40,000 to $44,999 | 15 | 6.7% |
| $45,000 to $49,999 | 10 | 4.4% |
| $50,000 to $59,999 | 30 | 13.3% |
| $60,000 to $69,999 | 20 | 8.9% |
| $70,000 to $79,999 | 25 | 11.1% |
| $80,000 to $89,999 | 10 | 4.4% |
| $90,000 to $99,999 | 10 | 4.4% |
| $100,000 to $124,999 | 35 | 15.6% |
| $125,000 to $149,999 | 5 | 2.2% |
| $150,000 to $199,999 | 10 | 4.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,600
Principal and interest
Calculated estimate
$2,308
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$499,000
Down payment
Calculated estimate
$99,800 (20%)
Estimated mortgage
Calculated estimate
$399,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,600
/mo
Rate
%
Amortization
Principal and interest
$2,308
Property tax (est.)
$142
P&I
Tax
Down payment
$99,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $99,800 down (20%) on $499,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Expect real winters.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.1531 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
