Ladysmith · V9G1W4
$1,629/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Build your dream home on this exceptional building lot on Norah Road in one of Ladysmith’s most desirable new neighbourhoods. Perfectly positioned to enjoy the best of Vancouver Island living, this property offers a balance of peaceful residential surroundings and convenient access to everyday amenities. Just minutes from charming downtown Ladysmith, you’ll find boutique shopping, local cafés, restaurants, and the famous Old Town Bakery. Outdoor enthusiasts will love the nearby Holland Creek Trail system, scenic Heart Lake, and Transfer Beach Park, offering walking trails, swimming, kayaking, playgrounds, and waterfront recreation. Families will appreciate the proximity to schools, parks, and the Frank Jameson Community Centre and Sportsplex. Commuters benefit from the central location between Nanaimo and Duncan, with easy access to Highway 1, BC Ferries, and the Nanaimo Airport. Whether building your forever home or investing, this is a rare opportunity in a vibrant, growing community.
0
Beds
Vacant Land
Type
Ladysmith
Area
Listed
July 16, 2026
Nearby & Commute
25 min
walk to Save-On-Foods
1h 30m
bike to Alderlea Station
4h 59m
walk to Alderlea Station
2h 26m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 58%
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Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,629
Principal and interest
Calculated estimate
$1,388
Property tax
Calculated estimate
$92/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$300,000
Down payment
Calculated estimate
$60,000 (20%)
Estimated mortgage
Calculated estimate
$240,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,629
/mo
Rate
%
Amortization
Principal and interest
$1,388
Property tax (est.)
$92
P&I
Tax
Down payment
$60,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $60,000 down (20%) on $300,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 43 | 58.1% |
| Land | 25 | 33.8% |
| Condo / Apartment | 3 | 4.1% |
| Duplex | 1 | 1.4% |
| Mobile home | 1 | 1.4% |
| Other | 1 | 1.4% |
| Under $5,000 | 5 | 0.9% |
| $5,000 to $9,999 | 5 | 0.9% |
| $15,000 to $19,999 | 5 | 0.9% |
| $20,000 to $24,999 | 10 | 1.8% |
| $25,000 to $29,999 | 15 | 2.7% |
| $30,000 to $34,999 | 15 | 2.7% |
| $35,000 to $39,999 | 35 | 6.2% |
| $40,000 to $44,999 | 15 | 2.7% |
| $45,000 to $49,999 | 25 | 4.4% |
| $50,000 to $59,999 | 50 | 8.8% |
| $60,000 to $69,999 | 40 | 7.1% |
| $70,000 to $79,999 | 45 | 8.0% |
| $80,000 to $89,999 | 40 | 7.1% |
| $90,000 to $99,999 | 20 | 3.5% |
| $100,000 to $124,999 | 65 | 11.5% |
| $125,000 to $149,999 | 45 | 8.0% |
| $150,000 to $199,999 | 80 | 14.2% |
| $200,000 and over | 50 | 8.8% |
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
