Procter · V0G1V0
$2,939/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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A rare opportunity to own an exceptional, ten acre property, to build your dream home on a parcel of prime farm land in the heart of the Kootenays. Spectacular 360' views of the surrounding pastoral acreages and mountains including the Purcell Mountains to the north. The land is fertile and comes hay-ready, with a working irrigation system and two water licenses on an state-of-the-art community water user's system and soil restored through years of rototilling and discing. The land is seeded with a premium horse-quality hay mix of Timothy and Brome, producing strong yields each year. A small orchard sits in the northwest corner: with Bartlett pear, two 100-year-old heritage Gravenstein apples (heavy crops in alternate years), two McIntosh apples, and one unidentified heritage variety. Near the fruit trees, there is a riding arena (needing restoration) and three horse shelters offering a solid base for equestrian plans. Located just outside of Procter, BC, minutes from Sunshine Bay Beach, with an 8 km cable-ferry hop to Balfour and about 35–40 min to Nelson — offering rural peace close to amenities. Just waiting for your vision to bring your dream to fruition.
Vacant Land
Type
Harrop/Procter
Area
Listed
June 19, 2026
Nearby & Commute
6h 27m
walk to Safeway
1h 54m
bike to Lakeside Park
6h 18m
walk to Lakeside Park
17h 47m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 44%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,939
Principal and interest
Calculated estimate
$2,623
Property tax
Calculated estimate
$167/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$567,000
Down payment
Calculated estimate
$113,400 (20%)
Estimated mortgage
Calculated estimate
$453,600
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,939
/mo
Rate
%
Amortization
Principal and interest
$2,623
Property tax (est.)
$167
P&I
Tax
Down payment
$113,400 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $113,400 down (20%) on $567,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 15 | 44.1% |
| Land | 12 | 35.3% |
| Mobile home | 4 | 11.8% |
| Other | 3 | 8.8% |
| Under $5,000 | 5 | 2.0% |
| $15,000 to $19,999 | 10 | 3.9% |
| $20,000 to $24,999 | 15 | 5.9% |
| $25,000 to $29,999 | 10 | 3.9% |
| $30,000 to $34,999 | 5 | 2.0% |
| $35,000 to $39,999 | 10 | 3.9% |
| $40,000 to $44,999 | 15 | 5.9% |
| $45,000 to $49,999 | 15 | 5.9% |
| $50,000 to $59,999 | 20 | 7.8% |
| $60,000 to $69,999 | 20 | 7.8% |
| $70,000 to $79,999 | 25 | 9.8% |
| $80,000 to $89,999 | 15 | 5.9% |
| $90,000 to $99,999 | 15 | 5.9% |
| $100,000 to $124,999 | 30 | 11.8% |
| $125,000 to $149,999 | 20 | 7.8% |
| $150,000 to $199,999 | 15 | 5.9% |
| $200,000 and over | 10 | 3.9% |
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
