Adams Lake · V0E2E0
$3,096/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Live the life you want! Although the current use is seasonal recreation, this comfortable cottage by the lake is suitable for year-round living. Part of the gated Agate Bay Resort community, you truly can have the best of both worlds. Situated next to Sinmax Creek at the head of Adams Lake, this amazing lake is just a few steps away. Have a boat? Perfect, slip B33 awaits. The home is nestled next to the creek, with privacy afforded by the water and surrounding vegetation. The home boasts 3 beds, 2 baths, a living room that opens onto a 26' x 10'6 covered deck via a patio door, and a generous kitchen and dining area, completing the living space. An attached 18 x 24 garage is perfect for storage, and convenient parking with 9' drive-through doors front and back. Upgrades to the home feature flooring, bath fixtures, and PEX plumbing. Outside, a level, fenced yard complete with an inviting fire pit next to the creek, landscaping, fruit trees, and the covered deck for cooler, damper days. Additional parking is available for boats/trailers. This is truly a 4-season playground with trails; the lake and Sun Peaks Ski Hill (offering 4-season events) are a short distance away. Amenities are accessible in the Shuswap area, Barriere, or Kamloops. See it for yourself.
3
Beds
1,100 ft²
Floor area
1992
Year built
Recreational
Type
Adams Lake
Area
Listed
June 10, 2026
Nearby & Commute
5h 49m
walk to Bluebird Market
1h 36m
bike to nearest SkyTrain station
5h 19m
walk to nearest SkyTrain station
12h 23m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 67%
| Detached | 4 | 66.7% |
| Land | 2 | 33.3% |
| Under $5,000 | 5 | 1.5% |
| $15,000 to $19,999 | 10 | 3.0% |
| $20,000 to $24,999 | 20 | 6.0% |
| $25,000 to $29,999 | 10 | 3.0% |
| $30,000 to $34,999 | 10 | 3.0% |
| $35,000 to $39,999 | 20 | 6.0% |
| $40,000 to $44,999 | 20 | 6.0% |
| $45,000 to $49,999 | 20 | 6.0% |
| $50,000 to $59,999 | 35 | 10.4% |
| $60,000 to $69,999 | 20 | 6.0% |
| $70,000 to $79,999 | 25 | 7.5% |
| $80,000 to $89,999 | 15 | 4.5% |
| $90,000 to $99,999 | 25 | 7.5% |
| $100,000 to $124,999 | 30 | 9.0% |
| $125,000 to $149,999 | 25 | 7.5% |
| $150,000 to $199,999 | 30 | 9.0% |
| $200,000 and over | 15 | 4.5% |
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,096
Principal and interest
Calculated estimate
$2,771
Property tax
Calculated estimate
$175/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$599,000
Down payment
Calculated estimate
$119,800 (20%)
Estimated mortgage
Calculated estimate
$479,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,096
/mo
Rate
%
Amortization
Principal and interest
$2,771
Property tax (est.)
$175
P&I
Tax
Down payment
$119,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $119,800 down (20%) on $599,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
