- Active
SL.32 – 6528 Waterside Trail
Merritt · Recreational
Listed by Century 21 Assurance Realty Ltd. · MLS® 10397147
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Sign inAbout this home
Bare land strata lot on Nicola lake with access to water frontage! Build your dream home on Nicola Lake in this bare land strata development. Lot size is 10,650 sq.ft. and has a buildable area of approximately 2722 sq.ft. (see plan) to confirm. Short term rental are allowed here. Water and sewer to property line. GST is applicable. Developers Disclosure and legal paperwork online available at www.nicolaestates.com under Properties for Sale section, then 39 bare land strata info. Strata fee $125 per mon. plus utility fee of $162.02. Call Listing Agent for details.
Home facts
- Property type
- Recreational
- Area
- Merritt
- Listed
- August 7, 2026
- Structure
- Other
- PID
- 031-694-748
- Common interest
- Freehold
Highlights
- Mountain view
Rooms and building
- Water
- Community Water User's Utility
- Utilities
- Water, Sewer, Electricity
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,256
- Property tax
- $75/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $1,481
Purchase snapshot
- List price
- $265,000
- Down payment
- $53,000 (20%)
- Estimated mortgage
- $212,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $2,101
- At 7.9295 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
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