New
Under your rent
28
$655,000
~$3,105/mo
i#15 – 820 Kiwanis Way
Gibsons · Residential
2 bd
2 ba
1,411 sqft
$464/sqft
Built 1992
MLS® R3158383
Royal LePage Sussex
Rent vs mortgage
$4,000 a month in rent buys a $844,000 home in Gibsons
That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $686,000. Here are the 74 Gibsons homes on the market at or under it right now.
Purchase price
$844,000
Down payment
$169,000
All-in monthly
$4,748/mo
Matching homes
74
Gibsons homes your $4,000 rent could own
Under your rent
8
$599,000
~$2,839/mo
i554 Wildwood Crescent
Gibsons · Land
MLS® R3053636
RE/MAX City Realty
Under your rent
25
$699,000
~$3,313/mo
i#202 – 414 Gower Point Road
Gibsons · Residential
2 bd
2 ba
1,064 sqft
$657/sqft
Built 2005
MLS® R3143937
Blu Realty
Under your rent
34
$495,000
~$2,346/mo
i#17 – 689 Park Road
Gibsons · Residential
2 bd
2 ba
808 sqft
$613/sqft
Built 1994
MLS® R3118191
REMAX Elevate Realty
Under your rent
39
$589,000
~$2,792/mo
i#4 – 765 SCHOOL Road
Gibsons · Residential
3 bd
2 ba
1,392 sqft
$423/sqft
Built 1990
MLS® R3135588
RE/MAX City Realty
Under your rent
32
$789,000
~$3,740/mo
i#11 – 694 School Road
Gibsons · Residential
3 bd
2 ba
1,935 sqft
$408/sqft
Built 1976
MLS® R3131657
RE/MAX City Realty
Newly Listed
Under your rent
28
$799,000
~$3,787/mo
i1304 Kearton Road
Gibsons · Residential
3 bd
2 ba
1,772 sqft
$451/sqft
Built 1993
MLS® R3157971
RE/MAX City Realty
Newly Listed
Under your rent
25
$589,000
~$2,792/mo
i623 Farnham Road
Gibsons · Residential
3 bd
2 ba
1,670 sqft
$353/sqft
Built 1981
MLS® R3157919
RE/MAX Oceanview Realty
Under your rent
26
$649,000
~$3,076/mo
i#6 – 735 Park Road
Gibsons · Residential
3 bd
3 ba
1,564 sqft
$415/sqft
Built 1996
MLS® R3134073
RE/MAX City Realty
Newly Listed
Under your rent
40
$799,000
~$3,787/mo
i1635 Grady Road
Gibsons · Residential
3 bd
2 ba
2,160 sqft
$370/sqft
Built 1992
MLS® R3154680
RE/MAX City Realty
Under your rent
23
$689,000
~$3,266/mo
i#26 – 535 Shaw Road
Gibsons · Residential
2 bd
2 ba
1,374 sqft
$501/sqft
Built 2001
MLS® R3116629
RE/MAX Oceanview Realty
Under your rent
35
$609,000
~$2,887/mo
i#34 – 735 Park Road
Gibsons · Residential
3 bd
2 ba
1,322 sqft
$461/sqft
Built 2003
MLS® R3151708
RE/MAX City Realty
See all on the map (74 active listings)
Other rents in Gibsons
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 5.20 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $4,000 a month in rent buy in Gibsons?
At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $686,000.
How much do I need for a down payment?
On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $748/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $4,748.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.