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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Harrison Hot Springs/$3,500/mo

Rent vs mortgage

$3,500 a month in rent buys a $738,000 home in Harrison Hot Springs

That is what a 3500-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $606,000. Here are the 40 Harrison Hot Springs homes on the market at or under it right now.

Purchase price

$738,000

Down payment

$148,000

All-in monthly

$4,130/mo

Matching homes

40

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $3,500/mo owns a home worth about

$738,000

40 Harrison Hot Springs homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $612,000.

Rate %
Down %
Amort. yrs
Email *
How $3,500/mo of rent becomes a purchase price
Rent you pay$3,500/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$148,000
Mortgage supported$590,000
Purchase price$738,000
Tax, strata & insurance$630/mo
All-in monthly$4,130/mo

Harrison Hot Springs homes your $3,500 rent could own

#2 – 520 Hot Springs Road
Under your rent
40

$699,000

~$3,313/mo

i

#2 – 520 Hot Springs Road

Harrison Hot Springs · Residential

3 bd

3 ba

2,009 sqft

$348/sqft

Built 2016

MLS® R3119059

View

RE/MAX Lifestyles Realty (Langley)

BLK A – DL 1845 Cascade Bay
Newly Listed
Under your rent
31

$350,000

~$1,659/mo

i

BLK A – DL 1845 Cascade Bay

Harrison Hot Springs · Residential

2 bd

1 ba

1,040 sqft

$337/sqft

Built 1967

MLS® R3155502

View

Royal LePage - Wolstencroft

#13 – 450 Esplanade Avenue
Under your rent
35

$349,000

~$1,654/mo

i

#13 – 450 Esplanade Avenue

Harrison Hot Springs · Residential

1 bd

1 ba

613 sqft

$569/sqft

Built 1984

MLS® R3145184

View

Royal Lepage Wheeler Cheam

DL 219 Cascade Bay
Under your rent
35

$230,000

~$1,090/mo

i

DL 219 Cascade Bay

Harrison Hot Springs · Residential

2 bd

1 ba

750 sqft

$307/sqft

Built 1971

MLS® R3080713

View

Royal LePage - Wolstencroft

BLK A – DL 354 Cascade Bay
Under your rent
35

$235,000

~$1,114/mo

i

BLK A – DL 354 Cascade Bay

Harrison Hot Springs · Residential

3 bd

1 ba

1,070 sqft

$220/sqft

Built 1985

MLS® R3103377

View

Royal LePage - Wolstencroft

322 Echo Island
Under your rent
39

$449,900

~$2,132/mo

i

322 Echo Island

Harrison Hot Springs · Residential

4 bd

2 ba

785 sqft

$573/sqft

MLS® R3103302

View

Royal LePage - Wolstencroft

#336 – 720 Hot Springs Road
Under your rent
13

$575,000

~$2,725/mo

i

#336 – 720 Hot Springs Road

Harrison Hot Springs · Land

MLS® R3143405

View

Sutton Group-West Coast Realty (Langley)

#164/165 – 640 Hot Springs Road
Under your rent
9

$609,000

~$2,887/mo

i

#164/165 – 640 Hot Springs Road

Harrison Hot Springs · Land

MLS® R3142534

View

Sutton Group-West Coast Realty (Langley)

#381 – 720 Hot Springs Road
Under your rent
27

$725,000

~$3,436/mo

i

#381 – 720 Hot Springs Road

Harrison Hot Springs · Land

MLS® R3140671

View

Sutton Group-West Coast Realty (Langley)

#20 – 450 Esplanade Avenue
Under your rent
30

$297,500

~$1,410/mo

i

#20 – 450 Esplanade Avenue

Harrison Hot Springs · Residential

1 bd

1 ba

335 sqft

$888/sqft

Built 1979

MLS® R3144788

View

Royal Lepage Wheeler Cheam

#34 – 750 Hot Springs Road
Under your rent
26

$599,000

~$2,839/mo

i

#34 – 750 Hot Springs Road

Harrison Hot Springs · Residential

3 bd

4 ba

1,780 sqft

$337/sqft

Built 2023

MLS® R3100472

View

YPA Your Property Agent

#23 – 750 Hot Springs Road
Under your rent
28

$529,000

~$2,507/mo

i

#23 – 750 Hot Springs Road

Harrison Hot Springs · Residential

3 bd

3 ba

1,086 sqft

$487/sqft

Built 2024

MLS® R3131508

View

YPA Your Property Agent

See all on the map (40 active listings)

Other rents in Harrison Hot Springs

$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 4.03 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $3,500 a month in rent buy in Harrison Hot Springs?

At a 5.19% rate with 20% down over 25 years, $3,500/mo carries the mortgage on a home priced around $738,000. Covering tax, strata and insurance inside the same budget, the matching price is about $606,000.

How much do I need for a down payment?

On a $738,000 home at 20% down, the down payment is $148,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $630/mo in tax, strata and insurance, so the honest all-in monthly on a $738,000 home is closer to $4,130.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.