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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Nelson/$2,200/mo

Rent vs mortgage

$2,200 a month in rent buys a $464,000 home in Nelson

That is what a 2200-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $332,000. Here are the 40 Nelson homes on the market at or under it right now.

Purchase price

$464,000

Down payment

$93,000

All-in monthly

$2,827/mo

Matching homes

40

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,200/mo owns a home worth about

$464,000

40 Nelson homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $355,000.

Rate %
Down %
Amort. yrs
Email *
How $2,200/mo of rent becomes a purchase price
Rent you pay$2,200/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$93,000
Mortgage supported$371,000
Purchase price$464,000
Tax, strata & insurance$627/mo
All-in monthly$2,827/mo

Nelson homes your $2,200 rent could own

#18 – 2917 GEORAMA Road
Under your rent
40

$162,900

~$772/mo

i

#18 – 2917 GEORAMA Road

Nelson · Residential

2 bd

1 ba

1,040 sqft

$157/sqft

Built 1979

MLS® 10396633

View

WK Real Estate Co.

#30 – 1691 3A Highway
Under your rent
31

$420,000

~$1,991/mo

i

#30 – 1691 3A Highway

Nelson · Residential

2 bd

1 ba

1,273 sqft

$330/sqft

Built 1982

MLS® 10397807

View

Royal LePage Rosling Realty

#39 – 1554 GRANITE Road
Under your rent
38

$129,500

~$614/mo

i

#39 – 1554 GRANITE Road

Nelson · Residential

2 bd

1 ba

880 sqft

$147/sqft

Built 1970

MLS® 10384735

View

eXp Realty

#25 – 900 Gore Street
Under your rent
18

$340,000

~$1,612/mo

i

#25 – 900 Gore Street

Nelson · Residential

2 bd

2 ba

1,300 sqft

$262/sqft

Built 1994

MLS® 10394673

View

Royal LePage Rosling Realty

#403 – 514 VICTORIA Street
Under your rent
48

$449,000

~$2,128/mo

i

#403 – 514 VICTORIA Street

Nelson · Residential

1 bd

1 ba

543 sqft

$827/sqft

Built 2023

MLS® 10377335

View

eXp Realty

155 Lakeview Drive
Under your rent
7

$315,000

~$1,493/mo

i

155 Lakeview Drive

Nelson · Land

MLS® 10397124

View

Valhalla Path Realty

#14 – 3018 PERRIER Road
Under your rent
21

$48,000

~$228/mo

i

#14 – 3018 PERRIER Road

Nelson · Residential

2 bd

1 ba

816 sqft

$59/sqft

Built 1972

MLS® 10385988

View

RE/MAX All Pro Realty

4020 Kays Road Other
Under your rent
25

$319,000

~$1,512/mo

i

4020 Kays Road Other

Nelson · Land

MLS® 10384897

View

eXp Realty

#304 – 620 Second Street
Under your rent
26

$389,000

~$1,844/mo

i

#304 – 620 Second Street

Nelson · Residential

2 bd

1 ba

1,016 sqft

$383/sqft

Built 1979

MLS® 10392174

View

Royal LePage Rosling Realty

#105 – 620 Second Street
Under your rent
29

$406,000

~$1,924/mo

i

#105 – 620 Second Street

Nelson · Residential

2 bd

1 ba

953 sqft

$426/sqft

Built 1979

MLS® 10392464

View

RE/MAX All Pro Realty

6814 MARIAN Lane
Under your rent
23

$279,900

~$1,327/mo

i

6814 MARIAN Lane

Nelson · Land

MLS® 10375396

View

Bennett Family Real Estate

802 Gore Street
Under your rent
13

$269,000

~$1,275/mo

i

802 Gore Street

Nelson · Land

MLS® 10396439

View

Fair Realty (Nelson)

See all on the map (40 active listings)

Other rents in Nelson

$1,500/mo · $1,800/mo · $2,000/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 6.33 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $2,200 a month in rent buy in Nelson?

At a 5.19% rate with 20% down over 25 years, $2,200/mo carries the mortgage on a home priced around $464,000. Covering tax, strata and insurance inside the same budget, the matching price is about $332,000.

How much do I need for a down payment?

On a $464,000 home at 20% down, the down payment is $93,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $627/mo in tax, strata and insurance, so the honest all-in monthly on a $464,000 home is closer to $2,827.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Nelson$1,800/mo in Nelson$2,000/mo in Nelson$2,500/mo in Nelson$3,000/mo in Nelson$3,500/mo in Nelson$4,000/mo in NelsonAll rent bands in NelsonNelson market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.