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500-666 Burrard Street, Vancouver, BC V6C 3P6
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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Parksville/$3,000/mo

Rent vs mortgage

$3,000 a month in rent buys a $633,000 home in Parksville

That is what a 3000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $487,000. Here are the 72 Parksville homes on the market at or under it right now.

Purchase price

$633,000

Down payment

$127,000

All-in monthly

$3,693/mo

Matching homes

72

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $3,000/mo owns a home worth about

$633,000

72 Parksville homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $513,000.

Rate %
Down %
Amort. yrs
Email *
How $3,000/mo of rent becomes a purchase price
Rent you pay$3,000/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$127,000
Mortgage supported$506,000
Purchase price$633,000
Tax, strata & insurance$693/mo
All-in monthly$3,693/mo

Parksville homes your $3,000 rent could own

#4 – 310 Pym Street
Under your rent
49

$549,000

~$2,602/mo

i

#4 – 310 Pym Street

Parksville · Residential

2 bd

2 ba

1,227 sqft

$447/sqft

Built 1993

MLS® 1047124

View

RE/MAX Anchor Realty (QU)

#208 – 363 Morison Avenue
Under your rent
32

$349,900

~$1,658/mo

i

#208 – 363 Morison Avenue

Parksville · Residential

2 bd

1 ba

989 sqft

$354/sqft

Built 1986

MLS® 1034951

View

REMAX Professionals (NA)

#307 – 171 Jensen Avenue
Under your rent
36

$289,999

~$1,375/mo

i

#307 – 171 Jensen Avenue

Parksville · Residential

0 bd

1 ba

421 sqft

$689/sqft

Built 2026

MLS® 1046698

View

Sutton Group-West Coast Realty (Nan)

#308 – 171 Jensen Avenue
Under your rent
48

$479,999

~$2,275/mo

i

#308 – 171 Jensen Avenue

Parksville · Residential

2 bd

2 ba

904 sqft

$531/sqft

Built 2026

MLS® 1046675

View

Sutton Group-West Coast Realty (Nan)

#210 – 171 Jensen Avenue
Under your rent
50

$459,999

~$2,180/mo

i

#210 – 171 Jensen Avenue

Parksville · Residential

2 bd

1 ba

814 sqft

$565/sqft

Built 2026

MLS® 1046684

View

Sutton Group-West Coast Realty (Nan)

#301 – 171 Jensen Avenue
Under your rent
45

$379,999

~$1,801/mo

i

#301 – 171 Jensen Avenue

Parksville · Residential

1 bd

1 ba

580 sqft

$655/sqft

Built 2026

MLS® 1046691

View

Sutton Group-West Coast Realty (Nan)

#207 – 171 Jensen Avenue
Under your rent
36

$289,999

~$1,375/mo

i

#207 – 171 Jensen Avenue

Parksville · Residential

0 bd

1 ba

421 sqft

$689/sqft

Built 2026

MLS® 1046695

View

Sutton Group-West Coast Realty (Nan)

#302 – 171 Jensen Avenue
Under your rent
43

$369,999

~$1,754/mo

i

#302 – 171 Jensen Avenue

Parksville · Residential

1 bd

1 ba

567 sqft

$653/sqft

Built 2026

MLS® 1046679

View

Sutton Group-West Coast Realty (Nan)

#201 – 171 Jensen Avenue
Under your rent
44

$379,999

~$1,801/mo

i

#201 – 171 Jensen Avenue

Parksville · Residential

1 bd

1 ba

580 sqft

$655/sqft

Built 2026

MLS® 1046677

View

Sutton Group-West Coast Realty (Nan)

#309 – 171 Jensen Avenue
Under your rent
47

$399,999

~$1,896/mo

i

#309 – 171 Jensen Avenue

Parksville · Residential

1 bd

1 ba

637 sqft

$628/sqft

Built 2026

MLS® 1046678

View

Sutton Group-West Coast Realty (Nan)

#209 – 171 Jensen Avenue
Under your rent
43

$399,999

~$1,896/mo

i

#209 – 171 Jensen Avenue

Parksville · Residential

1 bd

1 ba

637 sqft

$628/sqft

Built 2026

MLS® 1046686

View

Sutton Group-West Coast Realty (Nan)

330 Temple Street
Under your rent
30

$624,900

~$2,962/mo

i

330 Temple Street

Parksville · Residential

2 bd

1 ba

1,088 sqft

$574/sqft

Built 1960

MLS® 1037803

View

RE/MAX First Realty (PK)

See all on the map (72 active listings)

Other rents in Parksville

$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 5.89 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $3,000 a month in rent buy in Parksville?

At a 5.19% rate with 20% down over 25 years, $3,000/mo carries the mortgage on a home priced around $633,000. Covering tax, strata and insurance inside the same budget, the matching price is about $487,000.

How much do I need for a down payment?

On a $633,000 home at 20% down, the down payment is $127,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $693/mo in tax, strata and insurance, so the honest all-in monthly on a $633,000 home is closer to $3,693.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Parksville$1,800/mo in Parksville$2,000/mo in Parksville$2,200/mo in Parksville$2,500/mo in Parksville$3,500/mo in Parksville$4,000/mo in ParksvilleAll rent bands in ParksvilleParksville market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.