Under your rent
34
$139,900
~$663/mo
i#2 – 161 Horne Lake Road
Qualicum Beach · Residential
2 bd
1 ba
809 sqft
$173/sqft
Built 1973
MLS® 1047526
RE/MAX Anchor Realty (QU)
Rent vs mortgage
$4,000 a month in rent buys a $844,000 home in Qualicum Beach
That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $679,000. Here are the 82 Qualicum Beach homes on the market at or under it right now.
Purchase price
$844,000
Down payment
$169,000
All-in monthly
$4,780/mo
Matching homes
82
Qualicum Beach homes your $4,000 rent could own
Under your rent
22
$799,000
~$3,787/mo
i5154 Island Highway
Qualicum Beach · Residential
5 bd
4 ba
3,293 sqft
$243/sqft
Built 1988
MLS® 1047433
Royal LePage Island Living (QU)
Under your rent
6
$799,900
~$3,791/mo
iLot 4 Flail Road
Qualicum Beach · Land
0 bd
0 ba
MLS® 1025404
Royal LePage Island Living (PK)
Under your rent
9
$799,900
~$3,791/mo
iLot 8 Flail Road
Qualicum Beach · Land
0 bd
0 ba
MLS® 1025382
Royal LePage Island Living (PK)
Under your rent
15
$749,900
~$3,554/mo
iLot 3 Flail Road
Qualicum Beach · Land
0 bd
0 ba
MLS® 1025380
Royal LePage Island Living (PK)
Under your rent
42
$698,800
~$3,312/mo
i#1 – 885 Berwick Road
Qualicum Beach · Residential
2 bd
2 ba
1,470 sqft
$475/sqft
Built 1991
MLS® 1047694
One Percent Realty Ltd.
Under your rent
80
$389,000
~$1,844/mo
iG12/13 – 2650 Turnbull Avenue
Qualicum Beach · Residential
1 bd
1 ba
257 sqft
$1,514/sqft
Built 2014
MLS® 1032546
Pemberton Holmes - Westshore
Under your rent
20
$832,500
~$3,946/mo
i1307 Oceanside Drive
Qualicum Beach · Residential
2 bd
2 ba
1,430 sqft
$582/sqft
Built 1994
MLS® 1042826
RE/MAX Anchor Realty (QU)
Under your rent
40
$825,000
~$3,910/mo
i696 Redwood Drive
Qualicum Beach · Residential
3 bd
2 ba
1,740 sqft
$474/sqft
Built 1996
MLS® 1042056
REMAX Professionals (NA)
Under your rent
50
$185,000
~$877/mo
iC18 – 2650 Turnbull Road
Qualicum Beach · Residential
3 bd
2 ba
376 sqft
$492/sqft
Built 2010
MLS® 1025712
Royal LePage Island Living (PK)
Under your rent
15
$146,000
~$692/mo
i1762 Cameron Crescent
Qualicum Beach · Land
0 bd
0 ba
MLS® 1044992
Pemberton Holmes Ltd. (Pkvl)
Under your rent
26
$658,000
~$3,119/mo
i358 Aldous Road
Qualicum Beach · Residential
3 bd
1 ba
1,086 sqft
$606/sqft
Built 1974
MLS® 1046960
Royal LePage Island Living (PK)
See all on the map (82 active listings)
Other rents in Qualicum Beach
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 5.66 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $4,000 a month in rent buy in Qualicum Beach?
At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $679,000.
How much do I need for a down payment?
On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $780/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $4,780.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.