New
Under your rent
29
$729,900
~$3,460/mo
i#301 – 5780 Trail Avenue
Sechelt · Residential
3 bd
3 ba
1,729 sqft
$422/sqft
Built 1995
MLS® R3158285
Royal LePage Sussex
Rent vs mortgage
$4,000 a month in rent buys a $844,000 home in Sechelt
That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $676,000. Here are the 132 Sechelt homes on the market at or under it right now.
Purchase price
$844,000
Down payment
$169,000
All-in monthly
$4,798/mo
Matching homes
132
Sechelt homes your $4,000 rent could own
Under your rent
Open House on Sat, 12pm–2pm
30
$598,000
~$2,834/mo
i5461 Carnaby Place
Sechelt · Residential
3 bd
2 ba
1,203 sqft
$497/sqft
Built 1992
MLS® R3142672
RE/MAX Oceanview Realty
Under your rent
34
$799,999
~$3,792/mo
i5787 Ebbtide Street
Sechelt · Residential
4 bd
2 ba
1,359 sqft
$589/sqft
Built 1977
MLS® R3134558
Rennie & Associates Realty Ltd.
Under your rent
24
$539,900
~$2,559/mo
i#111 – 5711 Ebbtide Street
Sechelt · Residential
3 bd
2 ba
1,359 sqft
$397/sqft
Built 1997
MLS® R3089102
RE/MAX Oceanview Realty
Under your rent
38
$799,900
~$3,791/mo
i6315 TOWER Road
Sechelt · Residential
3 bd
2 ba
1,586 sqft
$504/sqft
Built 2006
MLS® R3153651
RE/MAX City Realty
Under your rent
40
$779,000
~$3,692/mo
i5803 Marine Way
Sechelt · Residential
4 bd
3 ba
2,582 sqft
$302/sqft
Built 1998
MLS® R3061359
RE/MAX Oceanview Realty
Under your rent
32
$439,000
~$2,081/mo
i#125 – 5711 Ebbtide Street
Sechelt · Residential
2 bd
2 ba
1,267 sqft
$346/sqft
Built 1998
MLS® R3144083
RE/MAX Oceanview Realty
Newly Listed
Under your rent
36
$768,500
~$3,642/mo
i5692 Louise Way
Sechelt · Residential
3 bd
2 ba
1,312 sqft
$586/sqft
Built 2006
MLS® R3157944
RE/MAX Oceanview Realty
Under your rent
30
$647,500
~$3,069/mo
i5987 Harbour Way
Sechelt · Residential
2 bd
2 ba
1,440 sqft
$450/sqft
Built 1990
MLS® R3149744
Royal LePage Sussex
Newly Listed
Under your rent
8
$339,000
~$1,607/mo
i5735 Naylor Road
Sechelt · Land
MLS® R3157454
RE/MAX Oceanview Realty
Newly Listed
Under your rent
40
$798,000
~$3,782/mo
i6504 Meier Road
Sechelt · Residential
2 bd
1 ba
1,267 sqft
$630/sqft
Built 1969
MLS® R3156603
RE/MAX City Realty
Under your rent
11
$788,000
~$3,735/mo
i4987 Laurel Avenue
Sechelt · Residential
3 bd
3 ba
2,708 sqft
$291/sqft
Built 1991
MLS® R3142392
Sutton Group-West Coast Realty
See all on the map (132 active listings)
Other rents in Sechelt
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 5.92 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $4,000 a month in rent buy in Sechelt?
At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $676,000.
How much do I need for a down payment?
On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $798/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $4,798.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.