$399,000
~$1,891/mo
i1672 Cedar Road
Ucluelet · Residential
MLS® 1011557
RE/MAX Mid-Island Realty (Uclet)
Rent vs mortgage
That is what a 3000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $487,000. Here are the 70 Ucluelet homes on the market at or under it right now.
Purchase price
$633,000
Down payment
$127,000
All-in monthly
$3,691/mo
Matching homes
70
$399,000
~$1,891/mo
i1672 Cedar Road
Ucluelet · Residential
MLS® 1011557
RE/MAX Mid-Island Realty (Uclet)
$465,000
~$2,204/mo
i#209 – 250 Hemlock Street
Ucluelet · Residential
2 bd
1 ba
790 sqft
$589/sqft
Built 1976
MLS® 1046889
460 Realty Inc. (UC)
$225,000
~$1,066/mo
i1070 Seventh Avenue
Ucluelet · Land
0 bd
0 ba
MLS® 1046546
RE/MAX Mid-Island Realty (Uclet)
$289,000
~$1,370/mo
i#424 – 596 Marine Drive
Ucluelet · Residential
0 bd
1 ba
491 sqft
$589/sqft
Built 2008
MLS® 1046290
RE/MAX Mid-Island Realty (Uclet)
$599,000
~$2,839/mo
i1009 Beach Road
Ucluelet · Land
0 bd
0 ba
MLS® 966955
460 Realty Inc. (UC)
$295,000
~$1,398/mo
i851 Lorne White Place
Ucluelet · Land
0 bd
0 ba
MLS® 1015826
RE/MAX Mid-Island Realty (Uclet)
$569,000
~$2,697/mo
i1033 Seventh Avenue
Ucluelet · Residential
3 bd
2 ba
1,150 sqft
$495/sqft
Built 1994
MLS® 1041671
RE/MAX Mid-Island Realty (Uclet)
$339,000
~$1,607/mo
i1391 Victoria Road
Ucluelet · Land
0 bd
0 ba
MLS® 1045021
RE/MAX Mid-Island Realty (Uclet)
$585,000
~$2,773/mo
i#2 – 1553 Larch Road
Ucluelet · Residential
2 bd
2 ba
1,064 sqft
$550/sqft
Built 2002
MLS® 1044891
RE/MAX Mid-Island Realty (Tfno)
$595,000
~$2,820/mo
i1639 Peninsula Road
Ucluelet · Residential
MLS® 1040972
RE/MAX Mid-Island Realty (Uclet)
$329,000
~$1,559/mo
i1174 Front Street
Ucluelet · Land
0 bd
0 ba
MLS® 1033596
RE/MAX Mid-Island Realty (Uclet)
$399,000
~$1,891/mo
iSL 8 Kvarno Island
Ucluelet · Land
0 bd
0 ba
MLS® 1043942
Sutton Group-West Coast Realty (Nan)
See all on the map (70 active listings)
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,500/mo · $4,000/mo
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 5.86 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
At a 5.19% rate with 20% down over 25 years, $3,000/mo carries the mortgage on a home priced around $633,000. Covering tax, strata and insurance inside the same budget, the matching price is about $487,000.
On a $633,000 home at 20% down, the down payment is $127,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $691/mo in tax, strata and insurance, so the honest all-in monthly on a $633,000 home is closer to $3,691.
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.