HOMES FOR SALESELL MY HOMEMARKET DATATOOLSACADEMYAbout

Relta Real Estate, by Ray Rasouli

Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

Built for rational decisions, transparent process, and practical next steps.

Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
Relta Real Estate is a brand and software platform, not a brokerage. Real estate services are provided by Ray Rasouli, licensed with Real Broker B.C. Ltd.

Start with the journey that fits your next move.

Find your deal

HOMES FOR SALE

Get my shortlistMortgage CalculatorHomes Scored on PriceWhat You Can AffordRent vs MortgageMortgage Pre-ApprovalCost of BuyingBC Property Taxes

SELL MY HOME

Get Property ValueShould You Sell Now?Find TenantsWhat Is My Home WorthRecently SoldWhen to Sell

TOOLS

CompareSimilar Property FinderMortgage Calculator

ACADEMY

Buyer CourseSeller CourseLandlord CourseMarket Journal

FOR AGENTS

Claim your areaRelta Agent appBook a call

SUPPORT

+1 (778) 910-6917ray@relta.caAbout

BROWSE BC

Surrey homes for saleVancouver homes for saleBurnaby homes for saleRichmond homes for saleLangley homes for saleCoquitlam homes for saleNorth Vancouver homes for saleMaple Ridge homes for saleAll BC cities
Real Broker B.C. Ltd.

© 2026 Ray Rasouli · Real Broker B.C. Ltd. · Relta software © Awesome Technologies. All rights reserved.

Privacy PolicyTerms of ServiceReferral DisclosureRelta Agent PrivacyRelta Agent Terms

The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Victoria/$1,800/mo

Rent vs mortgage

$1,800 a month in rent buys a $380,000 home in Victoria

That is what a 1800-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $264,000. Here are the 55 Victoria homes on the market at or under it right now.

Purchase price

$380,000

Down payment

$76,000

All-in monthly

$2,347/mo

Matching homes

55

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $1,800/mo owns a home worth about

$380,000

55 Victoria homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $276,000.

Rate %
Down %
Amort. yrs
Email *
How $1,800/mo of rent becomes a purchase price
Rent you pay$1,800/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$76,000
Mortgage supported$304,000
Purchase price$380,000
Tax, strata & insurance$547/mo
All-in monthly$2,347/mo

Victoria homes your $1,800 rent could own

#106 – 455 Kingston Street
Under your rent
36

$299,900

~$1,421/mo

i

#106 – 455 Kingston Street

Victoria · Residential

2 bd

2 ba

930 sqft

$322/sqft

Built 1998

MLS® 1042845

View

Royal LePage Coast Capital - Chatterton

#303 – 932 Johnson Street
Under your rent
31

$368,800

~$1,748/mo

i

#303 – 932 Johnson Street

Victoria · Residential

0 bd

1 ba

431 sqft

$856/sqft

Built 2005

MLS® 1046629

View

Royal LePage Coast Capital - Chatterton

#104 – 2647 Graham Street
Under your rent
30

$359,900

~$1,706/mo

i

#104 – 2647 Graham Street

Victoria · Residential

1 bd

1 ba

676 sqft

$532/sqft

Built 1991

MLS® 1046644

View

Century 21 Queenswood Realty Ltd.

#213 – 909 Pembroke Street
Under your rent
23

$369,900

~$1,753/mo

i

#213 – 909 Pembroke Street

Victoria · Residential

1 bd

1 ba

701 sqft

$528/sqft

Built 1977

MLS® 1047515

View

RE/MAX Camosun

#526 – 1029 View Street
Under your rent
24

$359,900

~$1,706/mo

i

#526 – 1029 View Street

Victoria · Residential

1 bd

1 ba

456 sqft

$789/sqft

Built 2019

MLS® 1025251

View

Engel & Volkers Vancouver Island

#204 – 629 Speed Avenue
Under your rent
34

$285,000

~$1,351/mo

i

#204 – 629 Speed Avenue

Victoria · Residential

0 bd

1 ba

390 sqft

$731/sqft

Built 2023

MLS® 1047554

View

The Agency

#1401 – 647 Michigan Street
Under your rent
35

$299,999

~$1,422/mo

i

#1401 – 647 Michigan Street

Victoria · Residential

1 bd

1 ba

614 sqft

$489/sqft

Built 1969

MLS® 1040947

View

RE/MAX Camosun

#1005 – 1630 Quadra Street
Under your rent
29

$307,500

~$1,457/mo

i

#1005 – 1630 Quadra Street

Victoria · Residential

1 bd

1 ba

588 sqft

$523/sqft

Built 1982

MLS® 1047338

View

RE/MAX Camosun

#302 – 755 Hillside Avenue
Under your rent
36

$349,900

~$1,658/mo

i

#302 – 755 Hillside Avenue

Victoria · Residential

2 bd

1 ba

803 sqft

$436/sqft

Built 1982

MLS® 1044589

View

Oakwyn Realty Ltd.

#1810 – 647 Michigan Street
Under your rent
25

$350,000

~$1,659/mo

i

#1810 – 647 Michigan Street

Victoria · Residential

2 bd

2 ba

906 sqft

$386/sqft

Built 1969

MLS® 1043203

View

eXp Realty

#907 – 647 Michigan Street
Under your rent
46

$149,000

~$706/mo

i

#907 – 647 Michigan Street

Victoria · Residential

0 bd

1 ba

409 sqft

$364/sqft

Built 1969

MLS® 1037330

View

Engel & Volkers Vancouver Island

#201 – 1560 Hillside Avenue
Under your rent
30

$329,900

~$1,564/mo

i

#201 – 1560 Hillside Avenue

Victoria · Residential

1 bd

1 ba

707 sqft

$467/sqft

Built 1982

MLS® 1046936

View

eXp Realty

See all on the map (55 active listings)

Other rents in Victoria

$1,500/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 5.20 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $1,800 a month in rent buy in Victoria?

At a 5.19% rate with 20% down over 25 years, $1,800/mo carries the mortgage on a home priced around $380,000. Covering tax, strata and insurance inside the same budget, the matching price is about $264,000.

How much do I need for a down payment?

On a $380,000 home at 20% down, the down payment is $76,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $547/mo in tax, strata and insurance, so the honest all-in monthly on a $380,000 home is closer to $2,347.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Victoria$2,000/mo in Victoria$2,200/mo in Victoria$2,500/mo in Victoria$3,000/mo in Victoria$3,500/mo in Victoria$4,000/mo in VictoriaAll rent bands in VictoriaVictoria market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.