Under your rent
18
$299,800
~$1,421/mo
i#46 – 610 Katherine Road
West Kelowna · Residential
3 bd
2 ba
925 sqft
$324/sqft
Built 2005
MLS® 10398286
REMAX Kelowna
Rent vs mortgage
$1,800 a month in rent buys a $380,000 home in West Kelowna
That is what a 1800-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $268,000. Here are the 84 West Kelowna homes on the market at or under it right now.
Purchase price
$380,000
Down payment
$76,000
All-in monthly
$2,329/mo
Matching homes
84
West Kelowna homes your $1,800 rent could own
Under your rent
41
$345,000
~$1,635/mo
i#209 – 3521 Carrington Road
West Kelowna · Residential
2 bd
1 ba
720 sqft
$479/sqft
Built 2007
MLS® 10372609
Royal LePage Kelowna
Under your rent
40
$299,000
~$1,417/mo
i#174 – 1999 Highway 97 Highway
West Kelowna · Residential
4 bd
2 ba
1,385 sqft
$216/sqft
Built 1978
MLS® 10396305
Royal LePage Kelowna
Under your rent
42
$279,000
~$1,322/mo
i#85 – 1999 97 Highway
West Kelowna · Residential
2 bd
1 ba
1,049 sqft
$266/sqft
Built 1975
MLS® 10397747
Real Broker B.C. Ltd
Under your rent
52
$287,000
~$1,360/mo
i#14 – 2095 Boucherie Road
West Kelowna · Residential
2 bd
2 ba
1,231 sqft
$233/sqft
Built 1978
MLS® 10398238
Royal LePage Kelowna
Under your rent
35
$250,000
~$1,185/mo
i#101 – 1999 Highway 97 Other
West Kelowna · Residential
2 bd
2 ba
1,295 sqft
$193/sqft
Built 1973
MLS® 10397212
Royal LePage Kelowna Paquette Realty
Under your rent
7
$324,900
~$1,540/mo
i3779 Morningside Drive
West Kelowna · Land
MLS® 10397069
REMAX Kelowna
Under your rent
36
$335,000
~$1,588/mo
i#310 – 2477 Ingram Road
West Kelowna · Residential
2 bd
2 ba
1,455 sqft
$230/sqft
Built 1992
MLS® 10387023
Real Broker B.C. Ltd
Under your rent
52
$164,900
~$782/mo
i#87 – 1929 Highway 97 Other
West Kelowna · Residential
2 bd
1 ba
1,080 sqft
$153/sqft
Built 1971
MLS® 10397777
Sotheby's International Realty Canada
Under your rent
27
$324,900
~$1,540/mo
i#102 – 2733 Riffington Place
West Kelowna · Residential
2 bd
1 ba
866 sqft
$375/sqft
Built 2005
MLS® 10394146
Century 21 Assurance Realty Ltd
Under your rent
6
$324,900
~$1,540/mo
i3793 Morningside Drive
West Kelowna · Land
MLS® 10397065
REMAX Kelowna
Under your rent
41
$374,900
~$1,777/mo
i#215 – 3890 Brown Road
West Kelowna · Residential
2 bd
2 ba
1,029 sqft
$364/sqft
Built 1997
MLS® 10383030
REMAX Kelowna
See all on the map (84 active listings)
Other rents in West Kelowna
$1,500/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 4.63 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $1,800 a month in rent buy in West Kelowna?
At a 5.19% rate with 20% down over 25 years, $1,800/mo carries the mortgage on a home priced around $380,000. Covering tax, strata and insurance inside the same budget, the matching price is about $268,000.
How much do I need for a down payment?
On a $380,000 home at 20% down, the down payment is $76,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $529/mo in tax, strata and insurance, so the honest all-in monthly on a $380,000 home is closer to $2,329.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.