40
$419,900
$197/sqft
4 bd · 2 ba · 2,136 sqft
9607 102 Avenue
Fort St. John · Single Family
Listed by Century 21 Energy RealtyMLS® R3181854
Cost of buying in Fort St. John
The cost of buying a home in Fort St. John
At the $377,450 median, you need $27,472 to close. That is the minimum down payment plus closing costs.
- Median asking
- $377K
- Closing costs
- $9K
- Minimum down
- $19K
- Cash to close
- $27K
Source: BCRES MLS® median asking price.
Cash to close
Starts at the median asking price in Fort St. John. Enter your own.
Minimum down payment
$18,873
Closing costs
$8,599
Cash to close
$27,472
Cash to close is the minimum down payment plus closing costs.
- Median asking
- $377K
- Closing costs
- $9K
- Minimum down
- $19K
- Cash to close
- $27K
Source: BCRES MLS® median asking price.
Where the money goes
On a $377,450 home.
Closing costs, $8,599
| Cost | Amount |
|---|---|
Property transfer tax1% on the first $200,000, 2% to $2,000,000, 3% above. | $5,549 |
Legal and conveyancingA typical fee, not a quote. | $1,800 |
Home inspectionDone before your offer is final. | $600 |
AppraisalOften required by the lender. | $400 |
Title insurance | $250 |
Closing costs | $8,599 |
Minimum down payment5% of the first $500,000, 10% above that, 20% of the whole price from $1,500,000. | $18,873 |
Cash to closeMinimum down payment plus closing costs. | $27,472 |
- Default insurance of about $14,343 is added to the mortgage, not paid in cash.
- Not included: adjustments ($300 to $2,000) and moving ($500 to $3,000).
At the Fort St. John median
The median asking price in Fort St. John is $377,450. On a purchase at that price the closing costs come to roughly $8,599, about 2.3% of the price, on top of your down payment.
Property transfer tax is the largest single piece at $5,549. The rest is legal and conveyancing, an inspection, an appraisal and title insurance, which together run about $3,050.
A qualifying first-time buyer would pay $0 of that transfer tax instead of $5,549, bringing closing costs to about $3,050. The exemption carries residency and prior-ownership conditions, so treat it as a figure to confirm rather than assume.
The minimum down payment on $377,450 is $18,873, which puts the cash needed to close at roughly $27,472, or $21,923 as a first-time buyer.
As a share of price that is 0.2 points above the provincial median of about 2.1%, which is mostly a function of price level: the transfer tax is charged on a rising scale.
Homes near $377K in Fort St. John
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22
$370,000
$208/sqft
4 bd · 2 ba · 1,780 sqft
10312 104 Avenue
Fort St. John · Single Family
Listed by Century 21 Energy RealtyMLS® R3155490
40
$379,900
$305/sqft
3 bd · 1 ba · 1,246 sqft
4896 CECIL LAKE Road
Fort St. John · Single Family
Listed by Century 21 Energy RealtyMLS® R3179959
13
$349,900
$261/sqft
2 bd · 2 ba · 1,343 sqft
9920 115 Avenue
Fort St. John · Single Family
Listed by Century 21 Energy RealtyMLS® R3179910
26
$409,000
$166/sqft
5 bd · 2 ba · 2,460 sqft
9411 84 Street
Fort St. John · Single Family
Listed by RE/MAX Action Realty IncMLS® R3179446
35
$412,500
$189/sqft
5 bd · 3 ba · 2,184 sqft
8923 87 Street
Fort St. John · Single Family
Listed by Century 21 Energy RealtyMLS® R3178419
NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy. The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy. MLS®, Multiple Listing Service®, and REALTOR® are trademarks of the Canadian Real Estate Association (CREA).
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Closing costs in other BC cities
Vancouver
About $28,050 in closing costs
See the breakdown
Surrey
About $21,550 in closing costs
See the breakdown
Burnaby
About $18,220 in closing costs
See the breakdown
Richmond
About $21,430 in closing costs
See the breakdown
Kelowna
About $16,450 in closing costs
See the breakdown
Langley
About $20,849 in closing costs
See the breakdown
Abbotsford
About $17,049 in closing costs
See the breakdown
Coquitlam
About $20,230 in closing costs
See the breakdown
Questions
How much are closing costs in Fort St. John?
About $8,599 on the $377,450 median price, or 2.3%. Transfer tax is $5,549 of that.
How much cash do I need to close on a home in Fort St. John?
About $27,472 at the $377,450 median. That is the minimum down payment of $18,873 plus $8,599 in closing costs.
How much property transfer tax will I pay in Fort St. John?
On a $377,450 purchase the property transfer tax is $5,549. British Columbia charges 1% on the first $200,000, 2% on the portion to $2,000,000, and 3% above that, with a further 2% on residential value over $3,000,000. A qualifying first-time buyer would pay $0 instead.
Who qualifies for the first-time home buyer exemption in BC?
A first-time buyer who qualifies pays no transfer tax on the first $500,000, saving up to $8,000, on a home priced up to $835,000. The saving shrinks between $835,000 and $860,000 and ends above that. Conditions apply. Check with gov.bc.ca before you rely on it.
Prepared by
Written and maintained by Ray Rasouli, REALTOR®, licensed in British Columbia and founder of Relta Real Estate.
Data
Source: BCRES MLS® asking prices, with tax rates from gov.bc.ca and canada.ca.
NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy. The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy. MLS®, Multiple Listing Service®, and REALTOR® are trademarks of the Canadian Real Estate Association (CREA).
CorrectionsReport a correction
Rates verified against gov.bc.ca on 2026-07-22. Other costs are typical amounts, not quotes. Not tax or legal advice.