32
$404,900
$260/sqft
2 bd · 2 ba · 1,560 sqft
#202, 15 Solana Key Court
Osoyoos · Single Family
Listed by Royal LePage - Brookside RealtyMLS® 10385027
Cost of buying in Osoyoos
The cost of buying a home in Osoyoos
At the $449,000 median, you need $32,480 to close. That is the minimum down payment plus closing costs.
- Median asking
- $449K
- Closing costs
- $10K
- Minimum down
- $22K
- Cash to close
- $32K
Source: BCRES MLS® median asking price.
Cash to close
Starts at the median asking price in Osoyoos. Enter your own.
Minimum down payment
$22,450
Closing costs
$10,030
Cash to close
$32,480
Cash to close is the minimum down payment plus closing costs.
- Median asking
- $449K
- Closing costs
- $10K
- Minimum down
- $22K
- Cash to close
- $32K
Source: BCRES MLS® median asking price.
Where the money goes
On a $449,000 home.
Closing costs, $10,030
| Cost | Amount |
|---|---|
Property transfer tax1% on the first $200,000, 2% to $2,000,000, 3% above. | $6,980 |
Legal and conveyancingA typical fee, not a quote. | $1,800 |
Home inspectionDone before your offer is final. | $600 |
AppraisalOften required by the lender. | $400 |
Title insurance | $250 |
Closing costs | $10,030 |
Minimum down payment5% of the first $500,000, 10% above that, 20% of the whole price from $1,500,000. | $22,450 |
Cash to closeMinimum down payment plus closing costs. | $32,480 |
- Default insurance of about $17,062 is added to the mortgage, not paid in cash.
- Not included: adjustments ($300 to $2,000) and moving ($500 to $3,000).
At the Osoyoos median
The median asking price in Osoyoos is $449,000. On a purchase at that price the closing costs come to roughly $10,030, about 2.2% of the price, on top of your down payment.
Property transfer tax is the largest single piece at $6,980. The rest is legal and conveyancing, an inspection, an appraisal and title insurance, which together run about $3,050.
A qualifying first-time buyer would pay $0 of that transfer tax instead of $6,980, bringing closing costs to about $3,050. The exemption carries residency and prior-ownership conditions, so treat it as a figure to confirm rather than assume.
The minimum down payment on $449,000 is $22,450, which puts the cash needed to close at roughly $32,480, or $25,500 as a first-time buyer.
As a share of price, that is in line with the rest of the province, where the median is about 2.1%.
Homes near $449K in Osoyoos
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15
$479,900
$262/sqft
3 bd · 3 ba · 1,829 sqft
#101, 8504 70TH Avenue
Osoyoos · Single Family
Listed by RE/MAX Realty SolutionsMLS® 10380804
33
$429,900
$289/sqft
2 bd · 3 ba · 1,489 sqft
8029 VEDETTE Drive
Osoyoos · Single Family
Listed by Century 21 Amos RealtyMLS® 10393090
38
$449,900
$347/sqft
2 bd · 2 ba · 1,295 sqft
#27, 4231 Oleander Drive
Osoyoos · Single Family
Listed by RE/MAX Realty SolutionsMLS® 10388688
33
$419,000
$380/sqft
2 bd · 2 ba · 1,104 sqft
#33, 9410 115TH Street
Osoyoos · Single Family
Listed by RE/MAX Realty SolutionsMLS® 10400018
41
$409,900
$227/sqft
3 bd · 1 ba · 1,807 sqft
8903 74th Avenue
Osoyoos · Single Family
Listed by Century 21 Amos RealtyMLS® 10395025
NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy. The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy. MLS®, Multiple Listing Service®, and REALTOR® are trademarks of the Canadian Real Estate Association (CREA).
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Closing costs in other BC cities
Vancouver
About $28,050 in closing costs
See the breakdown
Surrey
About $21,048 in closing costs
See the breakdown
Burnaby
About $18,050 in closing costs
See the breakdown
Richmond
About $21,946 in closing costs
See the breakdown
Kelowna
About $16,626 in closing costs
See the breakdown
Langley
About $20,930 in closing costs
See the breakdown
Abbotsford
About $17,048 in closing costs
See the breakdown
Coquitlam
About $20,308 in closing costs
See the breakdown
Questions
How much are closing costs in Osoyoos?
About $10,030 on the $449,000 median price, or 2.2%. Transfer tax is $6,980 of that.
How much cash do I need to close on a home in Osoyoos?
About $32,480 at the $449,000 median. That is the minimum down payment of $22,450 plus $10,030 in closing costs.
How much property transfer tax will I pay in Osoyoos?
On a $449,000 purchase the property transfer tax is $6,980. British Columbia charges 1% on the first $200,000, 2% on the portion to $2,000,000, and 3% above that, with a further 2% on residential value over $3,000,000. A qualifying first-time buyer would pay $0 instead.
Who qualifies for the first-time home buyer exemption in BC?
A first-time buyer who qualifies pays no transfer tax on the first $500,000, saving up to $8,000, on a home priced up to $835,000. The saving shrinks between $835,000 and $860,000 and ends above that. Conditions apply. Check with gov.bc.ca before you rely on it.
Prepared by
Written and maintained by Ray Rasouli, REALTOR®, licensed in British Columbia and founder of Relta Real Estate.
Data
Source: BCRES MLS® asking prices, with tax rates from gov.bc.ca and canada.ca.
NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy. The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy. MLS®, Multiple Listing Service®, and REALTOR® are trademarks of the Canadian Real Estate Association (CREA).
CorrectionsReport a correction
Rates verified against gov.bc.ca on 2026-07-22. Other costs are typical amounts, not quotes. Not tax or legal advice.