30
$325,000
$173/sqft
5 bd · 2 ba · 1,875 sqft
3770 GARNER Road
Quesnel · Single Family
Listed by Century 21 Energy Realty(Qsnl)MLS® R3180653
Cost of buying in Quesnel
The cost of buying a home in Quesnel
At the $325,000 median, you need $23,800 to close. That is the minimum down payment plus closing costs.
- Median asking
- $325K
- Closing costs
- $8K
- Minimum down
- $16K
- Cash to close
- $24K
Source: BCRES MLS® median asking price.
Cash to close
Starts at the median asking price in Quesnel. Enter your own.
Minimum down payment
$16,250
Closing costs
$7,550
Cash to close
$23,800
Cash to close is the minimum down payment plus closing costs.
- Median asking
- $325K
- Closing costs
- $8K
- Minimum down
- $16K
- Cash to close
- $24K
Source: BCRES MLS® median asking price.
Where the money goes
On a $325,000 home.
Closing costs, $7,550
| Cost | Amount |
|---|---|
Property transfer tax1% on the first $200,000, 2% to $2,000,000, 3% above. | $4,500 |
Legal and conveyancingA typical fee, not a quote. | $1,800 |
Home inspectionDone before your offer is final. | $600 |
AppraisalOften required by the lender. | $400 |
Title insurance | $250 |
Closing costs | $7,550 |
Minimum down payment5% of the first $500,000, 10% above that, 20% of the whole price from $1,500,000. | $16,250 |
Cash to closeMinimum down payment plus closing costs. | $23,800 |
- Default insurance of about $12,350 is added to the mortgage, not paid in cash.
- Not included: adjustments ($300 to $2,000) and moving ($500 to $3,000).
At the Quesnel median
The median asking price in Quesnel is $325,000. On a purchase at that price the closing costs come to roughly $7,550, about 2.3% of the price, on top of your down payment.
Property transfer tax is the largest single piece at $4,500. The rest is legal and conveyancing, an inspection, an appraisal and title insurance, which together run about $3,050.
A qualifying first-time buyer would pay $0 of that transfer tax instead of $4,500, bringing closing costs to about $3,050. The exemption carries residency and prior-ownership conditions, so treat it as a figure to confirm rather than assume.
The minimum down payment on $325,000 is $16,250, which puts the cash needed to close at roughly $23,800, or $19,300 as a first-time buyer.
As a share of price that is 0.2 points above the provincial median of about 2.1%, which is mostly a function of price level: the transfer tax is charged on a rising scale.
Homes near $325K in Quesnel
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33
$324,900
$170/sqft
3 bd · 1 ba · 1,913 sqft
1395 PALEY Place
Quesnel · Single Family
Listed by Century 21 Energy Realty(Qsnl)MLS® R3169403
22
$339,900
$181/sqft
3 bd · 2 ba · 1,878 sqft
1042 MAPLE Drive
Quesnel · Single Family
Listed by Century 21 Energy Realty(Qsnl)MLS® R3166913
23
$325,000
DL11884 BLACKWATER Road
Quesnel · Vacant Land
Listed by Century 21 Energy Realty(Qsnl)MLS® R3155063
40
$359,900
$372/sqft
2 bd · 2 ba · 968 sqft
273 KEROUAC Road
Quesnel · Single Family
Listed by Royal LePage Aspire Realty (Qsnl)MLS® R3178967
31
$315,000
$160/sqft
3 bd · 1 ba · 1,972 sqft
18730 OLSON Road
Quesnel · Single Family
Listed by Royal LePage Aspire Realty (Qsnl)MLS® R3144781
NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy. The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy. MLS®, Multiple Listing Service®, and REALTOR® are trademarks of the Canadian Real Estate Association (CREA).
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Closing costs in other BC cities
Vancouver
About $28,048 in closing costs
See the breakdown
Surrey
About $21,048 in closing costs
See the breakdown
Burnaby
About $18,210 in closing costs
See the breakdown
Richmond
About $22,026 in closing costs
See the breakdown
Kelowna
About $16,450 in closing costs
See the breakdown
Langley
About $20,847 in closing costs
See the breakdown
Abbotsford
About $17,048 in closing costs
See the breakdown
Coquitlam
About $20,368 in closing costs
See the breakdown
Questions
How much are closing costs in Quesnel?
About $7,550 on the $325,000 median price, or 2.3%. Transfer tax is $4,500 of that.
How much cash do I need to close on a home in Quesnel?
About $23,800 at the $325,000 median. That is the minimum down payment of $16,250 plus $7,550 in closing costs.
How much property transfer tax will I pay in Quesnel?
On a $325,000 purchase the property transfer tax is $4,500. British Columbia charges 1% on the first $200,000, 2% on the portion to $2,000,000, and 3% above that, with a further 2% on residential value over $3,000,000. A qualifying first-time buyer would pay $0 instead.
Who qualifies for the first-time home buyer exemption in BC?
A first-time buyer who qualifies pays no transfer tax on the first $500,000, saving up to $8,000, on a home priced up to $835,000. The saving shrinks between $835,000 and $860,000 and ends above that. Conditions apply. Check with gov.bc.ca before you rely on it.
Prepared by
Written and maintained by Ray Rasouli, REALTOR®, licensed in British Columbia and founder of Relta Real Estate.
Data
Source: BCRES MLS® asking prices, with tax rates from gov.bc.ca and canada.ca.
NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy. The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy. MLS®, Multiple Listing Service®, and REALTOR® are trademarks of the Canadian Real Estate Association (CREA).
CorrectionsReport a correction
Rates verified against gov.bc.ca on 2026-07-22. Other costs are typical amounts, not quotes. Not tax or legal advice.