- Active
#10 – 8 White Street
Ladysmith · Single Family
- Beds
- 2
- Baths
- 1
- Sqft
- 795
- Built
- 2007
Listed by Royal LePage Nanaimo Realty LD · MLS® 1042392
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Sign inAbout this home
Enjoy ocean and mountain views from this inviting top-floor 2-bedroom condo in the heart of Ladysmith. Bright and welcoming, the open-concept layout features a spacious kitchen with a breakfast bar overlooking the dining and living areas, perfect for everyday living or entertaining. Step onto your private balcony and take in views of the working harbour, coastal mountains, and glimpses of Transfer Beach. Additional features include in-suite laundry and a convenient Jack-and-Jill bathroom. This well-maintained building is pet and rental friendly (see strata bylaws) and offers secure storage locker, bike storage, and elevator access. Just a short walk to Ladysmith's charming downtown shops, restaurants, the famous Old Town Bakery, Transfer Beach, and the Trans Canada Trail. Ideal for first-time buyers, investors, or those looking to downsize. Book your showing today!
Home facts
- Bedrooms
- 2
- Bathrooms
- 1 full
- Interior
- 795 sq ft
- Year built
- 2007
- Parking
- 1
- Property type
- Single Family
- Area
- Ladysmith
- Listed
- July 6, 2026
- Structure
- Apartment
- PID
- 026-670-151
- Common interest
- Condo/Strata
Highlights
- Ocean view
- Mountain view
- Balcony
- In-suite laundry
- Storage locker
- Bike storage
Features and inclusions
- Heating
- Baseboard heaters, Electric
- Cooling
- None
- Parking
- Other, Visitor Parking
- Lot
- Central location, Other, Marine Oriented
- Community
- Family Oriented, Pets Allowed
Rooms and building
- Water
- Zoning
- Multi-Family
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,749
- Property tax
- $108/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,007
Purchase snapshot
- List price
- $369,000
- Down payment
- $73,800 (20%)
- Estimated mortgage
- $295,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $2,335
- At 6.3292 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 51%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
