- Active
#2 – 8 White Street
Ladysmith · Single Family
- Beds
- 2
- Baths
- 1
- Sqft
- 792
- Built
- 2006
Listed by eXp Realty (NA) · MLS® 1050833
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Sign inAbout this home
Enjoy easy Ladysmith living in this bright and beautifully updated 2-bedroom, 1-bathroom condo. Ideally located close to downtown, Transfer Beach, local shops and cafés, with convenient highway access. Inside, the home offers a welcoming open-concept design with a fresh, modern feel throughout. Large windows bring plenty of natural light into the living spaces, while the spacious primary bedroom features convenient cheater ensuite access. The kitchen is both functional and inviting, with an eating bar that connects naturally to the dining and living areas. A cozy fireplace creates a comfortable focal point in the living room, which opens directly onto your private patio through sliding glass door. Practical features include in-suite laundry, a dedicated parking stall, storage locker, and secure bike storage. With a great combination of updates, functionality and location, this condo offers an easy lifestyle close to everything Ladysmith has to offer. (All measurements are approximate.)
Home facts
- Bedrooms
- 2
- Bathrooms
- 1 full
- Interior
- 792 sq ft
- Year built
- 2006
- Parking
- 1
- Property type
- Single Family
- Fireplace
- 1
- Area
- Ladysmith
- Listed
- September 25, 2026
- Structure
- Apartment
- PID
- 026-670-071
- Common interest
- Condo/Strata
Highlights
- In-suite laundry
- Patio
- Storage locker
- Bike storage
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Dryer
- Heating
- Baseboard heaters, Electric
- Cooling
- None
- Parking
- Street, Visitor Parking
- Lot
- Central location, Other, Marine Oriented
- Community
- Family Oriented, Pets Allowed
Rooms and building
- Water
- Zoning
- Multi-Family
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,417
- Property tax
- $83/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $1,651
Purchase snapshot
- List price
- $299,000
- Down payment
- $59,800 (20%)
- Estimated mortgage
- $239,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $1,892
- At 6.3292 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 51%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
