Penticton · V2A1E5
$3,344/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Experience Penticton's best beach-side living in this bright, modern 2 bed, 2 bath half-duplex - a 5-minute walk to the lake, parks, restaurants, and downtown. Built on an efficient single-level layout, this home features 9 ft ceilings, a gas fireplace, and quality contemporary finishings. The open kitchen and living area flow seamlessly to a covered veranda overlooking a beautifully landscaped front garden - a natural spot for morning coffee or Okanagan evenings outdoors. The spacious primary bedroom includes a private ensuite with a custom walk-in shower, while the second bedroom offers flexibility for guests, a home office, or hobbies. Efficient heating and cooling keep the home comfortable year-round with minimal upkeep. Located in one of Penticton's most walkable neighbourhoods with quick access to recreation, transit, schools, and shopping. Street parking is simple and the level location makes daily errands effortless. Unique opportunity: the seller also owns the upper unit, offering the option to purchase both - ideal for investors or multi-generational living. Contact listing agent for details. Measurements approximate; buyer to verify if important.
2
Beds
861 ft²
Floor area
2009
Year built
Single Family
Type
Main North
Area
Listed
August 6, 2026
Nearby & Commute
17 min
walk to Quality Greens
1h 4m
bike to Prairie Valley Station
3h 33m
walk to Prairie Valley Station
10h 13m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 41%
| Detached | 91 | 41.4% |
| Condo / Apartment | 51 | 23.2% |
| Townhouse | 24 | 10.9% |
| Duplex | 23 | 10.5% |
| Land | 11 | 5.0% |
| Other | 20 | 9.1% |
| $15,000 to $19,999 | 5 | 2.9% |
| $20,000 to $24,999 | 10 | 5.7% |
| $25,000 to $29,999 | 5 | 2.9% |
| $30,000 to $34,999 | 5 | 2.9% |
| $35,000 to $39,999 | 15 | 8.6% |
| $40,000 to $44,999 | 5 | 2.9% |
| $45,000 to $49,999 | 10 | 5.7% |
| $50,000 to $59,999 | 15 | 8.6% |
| $60,000 to $69,999 | 15 | 8.6% |
| $70,000 to $79,999 | 10 | 5.7% |
| $80,000 to $89,999 | 10 | 5.7% |
| $90,000 to $99,999 | 20 | 11.4% |
| $100,000 to $124,999 | 20 | 11.4% |
| $125,000 to $149,999 | 20 | 11.4% |
| $150,000 to $199,999 | 5 | 2.9% |
| $200,000 and over | 5 | 2.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,344
Principal and interest
Calculated estimate
$3,002
Property tax
Calculated estimate
$192/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$649,000
Down payment
Calculated estimate
$129,800 (20%)
Estimated mortgage
Calculated estimate
$519,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,344
/mo
Rate
%
Amortization
Principal and interest
$3,002
Property tax (est.)
$192
P&I
Tax
Down payment
$129,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $129,800 down (20%) on $649,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
