- Active
- Open house Sat, Oct 17
#101 – 651 Churchill Avenue
Penticton · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 1,712
- Built
- 2019
Listed by Coldwell Banker Executives Realty · MLS® 10399685
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About this home
Welcome to #101 - 651 Churchill Avenue, a like-new 2019-built half duplex showcasing high-end finishings throughout, just one block from the sandy shores of Okanagan Lake. This bright three-level home offers 1,712 sq ft of thoughtfully designed living with 3 bedrooms, 3 bathrooms, and a flexible top-floor den, ideal as a home office, media room, or reading nook.The open-concept main floor is anchored by a cozy fireplace and large windows framing lake, mountain, and city views. The well-appointed kitchen features premium counters and cabinetry, a built-in oven, gas range, and full appliance package including washer and dryer. Designer flooring, tile, and fixtures carry the upscale finish level through every level. The crown jewel is the private rooftop patio, engineered for a hot tub, with a gas BBQ hook-up and your own stage for entertaining above the rooftops with lake, mountain, and city views. The third-level den captures the best panorama in the house. Minutes from Okanagan Beach, the channel, and downtown Penticton's restaurants, shops, and farmers' market. World-class wineries, golf, and Apex Mountain are an easy drive, with the KVR trail close by. This home offers low-maintenance, lock-and-leave living and perfect as a full-time residence, weekend getaway, or investment.
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full + 1 half
- Interior
- 1,712 sq ft
- Year built
- 2019
- Storeys
- 3
- Parking
- 1
- Property type
- Single Family
- Fireplace
- 1
- Area
- Main North
- Style
- Contemporary
- Listed
- September 4, 2026
- Structure
- Duplex
- PID
- 031-005-772
- Common interest
- Condo/Strata
Highlights
- Mountain view
- City view
- Rooftop deck
- Patio
- Hot tub
- Gas range
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave, Oven - Built-In
- Heating
- Forced air, Electric, See remarks, Other
- Cooling
- Central air conditioning
- Flooring
- Tile, Laminate
- Parking
- Other, Additional Parking
- Lot
- Level lot, Central island, Two Balconies
- Community
- Pets Allowed, Rentals Allowed
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,925
- Property tax
- $300/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,375
Purchase snapshot
- List price
- $1,039,000
- Down payment
- $207,800 (20%)
- Estimated mortgage
- $831,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $6,024
- At 5.7979 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 38%
Who lives here
Documents
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