Penticton · V2A1E2
$5,311/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Where quality meets location and style, this exceptional half duplex stands out as one of Penticton’s finest. Perfectly positioned on sought-after Churchill Avenue, just one block from the beach, this home offers the rare combination of easy access, privacy, and an unmistakable urban beach vibe. With a distinctly Californian feel, the setting is relaxed, stylish, and effortlessly connected to the best of Okanagan living. Thoughtfully updated with class and intention, this home showcases elevated design throughout. Already known as one of the best half duplexes this developer has built, the current owners have taken it even further with impressive upgrades including larger windows and doors, stylish light fixtures, European appliances, and beautiful hardwood floors throughout. Natural light, refined finishes, and seamless indoor-outdoor flow create a home that feels both sophisticated and inviting. You will fall in love with the striking “water wall” feature and the thoughtfully designed outdoor living spaces, perfect for relaxing, entertaining, and enjoying the beachside lifestyle. An extra-large single garage provides secure parking and includes a plug for your electric vehicle. This is a special find in a truly special location—an exceptional opportunity to own a stylish, upgraded home just steps from the beach in one of Penticton’s most desirable areas.
3
Beds
1,635 ft²
Floor area
2020
Year built
Single Family
Type
Main North
Area
Listed
June 19, 2026
Nearby & Commute
14 min
walk to Quality Greens
1h 3m
bike to Prairie Valley Station
3h 30m
walk to Prairie Valley Station
10h 13m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 41%
| Detached | 86 | 41.3% |
| Condo / Apartment | 45 | 21.6% |
| Duplex | 24 | 11.5% |
| Townhouse | 24 | 11.5% |
| Land | 11 | 5.3% |
| Other | 18 | 8.7% |
| $15,000 to $19,999 | 5 | 2.9% |
| $20,000 to $24,999 | 10 | 5.7% |
| $25,000 to $29,999 | 5 | 2.9% |
| $30,000 to $34,999 | 5 | 2.9% |
| $35,000 to $39,999 | 15 | 8.6% |
| $40,000 to $44,999 | 5 | 2.9% |
| $45,000 to $49,999 | 10 | 5.7% |
| $50,000 to $59,999 | 15 | 8.6% |
| $60,000 to $69,999 | 15 | 8.6% |
| $70,000 to $79,999 | 10 | 5.7% |
| $80,000 to $89,999 | 10 | 5.7% |
| $90,000 to $99,999 | 20 | 11.4% |
| $100,000 to $124,999 | 20 | 11.4% |
| $125,000 to $149,999 | 20 | 11.4% |
| $150,000 to $199,999 | 5 | 2.9% |
| $200,000 and over | 5 | 2.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,311
Principal and interest
Calculated estimate
$4,852
Property tax
Calculated estimate
$308/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,049,000
Down payment
Calculated estimate
$209,800 (20%)
Estimated mortgage
Calculated estimate
$839,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,311
/mo
Rate
%
Amortization
Principal and interest
$4,852
Property tax (est.)
$308
P&I
Tax
Down payment
$209,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $209,800 down (20%) on $1,049,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
