Penticton · V2A4V4
$3,165/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to this immaculate , newer half duplex that boasts a fully fenced West-facing yard, two off-street parking stalls in the back lane, central air conditioning, gas stove , stainless steel appliances , & big/bright windows. Centrally located within walking distance to the hospital , schools , Penticton Creek, parks , IGA , and the downtown amenities. The main floor offers an open floor plan complete with kitchen/ dining / living room and convenient 2-piece bath. The upstairs is comprised of 3 bedrooms, 2 bathrooms with conveniently-located stackable laundry area. The spacious primary bedroom comfortably has room for a King size bedroom set, walk in closet, and 3-piece bath. The basement has been recently-renovated and is fully finished with laminate floors, large family room, and a bright 4th bedroom with a large newly-engineered window. Further electrical and water lines are roughed-in for the installation of a possible 2-piece bathroom. There is also a cozy fenced back yard with natural gas BBQ connection and garden shed. NO STRATA FEES. Home Warranty for Structural Coverage until June 2028. Showings with 24hr notice please.
4
Beds
1,722 ft²
Floor area
2018
Year built
Single Family
Type
Main North
Area
Listed
May 20, 2026
$639,000 is 38.1% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
3 min
walk to Penticton IGA
1h 14m
bike to Prairie Valley Station
4h 6m
walk to Prairie Valley Station
10h 17m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 39%
| Detached | 127 | 39.4% |
| Condo / Apartment | 62 | 19.3% |
| Townhouse | 47 | 14.6% |
| Land | 34 | 10.6% |
| Duplex | 28 | 8.7% |
| Other | 24 | 7.5% |
| $20,000 to $24,999 | 10 | 4.4% |
| $25,000 to $29,999 | 10 | 4.4% |
| $35,000 to $39,999 | 10 | 4.4% |
| $40,000 to $44,999 | 10 | 4.4% |
| $45,000 to $49,999 | 5 | 2.2% |
| $50,000 to $59,999 | 15 | 6.7% |
| $60,000 to $69,999 | 20 | 8.9% |
| $70,000 to $79,999 | 20 | 8.9% |
| $80,000 to $89,999 | 20 | 8.9% |
| $90,000 to $99,999 | 15 | 6.7% |
| $100,000 to $124,999 | 25 | 11.1% |
| $125,000 to $149,999 | 30 | 13.3% |
| $150,000 to $199,999 | 20 | 8.9% |
| $200,000 and over | 15 | 6.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,165
Principal and interest
Calculated estimate
$2,840
Property tax
Calculated estimate
$175/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$614,000
Down payment
Calculated estimate
$122,800 (20%)
Estimated mortgage
Calculated estimate
$491,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,165
/mo
Rate
%
Amortization
Principal and interest
$2,840
Property tax (est.)
$175
P&I
Tax
Down payment
$122,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $122,800 down (20%) on $614,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
