Westbank · V0H2A0
$1,965/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Want a recreational lake property just 20 kms away from downtown Kelowna? Well here's your chance. Seclusion Bay is one of the best kept secrets in the Okanagan. This little slice of heaven has over 1200 ft of waterfront for you to enjoy! Located on 14 acres of wooded land with it's own marina, boat storage and a boat launch. Private beach and rec room for you to use anytime. Grassy volleyball/badminton area, roped off swim area and docks to lounge on. If you are looking for privacy and seclusion, this updated 1 bedroom and full bathroom property is waiting for you. Newer kitchen cabinets, stainless steel appliances, newer vanity and backsplash in the bathroom. The lake and beach is right outside your sliding glass door. This rare end unit includes a large, grassy area that overlooks the lake for summer relaxation at it's best with no neighbours on one side! Sold fully furnished with a queen bed in the bedroom and a queen sofa bed in the living room, this property can accommodate 4 guests. Want to make a little extra cash when you're not using it? Well this property makes for a great income earner as well. No restrictions here for short term rentals. Don't wait, ask your favourite Realtor for a showing now and get ready for a great summer on the lake!
1
Beds
384 ft²
Floor area
1981
Year built
Single Family
Type
Westbank Centre
Area
Listed
May 23, 2026
$389,000 is 62.3% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
58 min
walk to Save-On-Foods
17 min
bike to West Kelowna
58 min
walk to West Kelowna
10h 14m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 49%
| Detached | 20 | 48.8% |
| Land | 11 | 26.8% |
| Condo / Apartment | 4 | 9.8% |
| Townhouse | 4 | 9.8% |
| Duplex | 2 | 4.9% |
| $35,000 to $39,999 | 5 | 3.7% |
| $40,000 to $44,999 | 5 | 3.7% |
| $50,000 to $59,999 | 5 | 3.7% |
| $60,000 to $69,999 | 10 | 7.4% |
| $70,000 to $79,999 | 10 | 7.4% |
| $80,000 to $89,999 | 5 | 3.7% |
| $90,000 to $99,999 | 15 | 11.1% |
| $100,000 to $124,999 | 20 | 14.8% |
| $125,000 to $149,999 | 10 | 7.4% |
| $150,000 to $199,999 | 20 | 14.8% |
| $200,000 and over | 30 | 22.2% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,965
Principal and interest
Calculated estimate
$1,707
Property tax
Calculated estimate
$108/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$369,000
Down payment
Calculated estimate
$73,800 (20%)
Estimated mortgage
Calculated estimate
$295,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,965
/mo
Rate
%
Amortization
Principal and interest
$1,707
Property tax (est.)
$108
P&I
Tax
Down payment
$73,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $73,800 down (20%) on $369,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
