Nelson · V1L6J5
$9,961/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to 1089 & 1090 Highway 3A, a rare and versatile property offering 4.36 acres just minutes from downtown Nelson. This impressive home features approximately 4,000 sq. ft. of living space, rich hardwood floors, and a stunning cathedral-style staircase leading to a spectacular primary suite. The spacious primary bedroom is a true retreat, complete with a spa-inspired ensuite, generous walk-in closet, and peaceful water views. With 4 bedrooms and 3 bathrooms, this home is ideal for families or those who love to entertain. Enjoy the beautifully landscaped yard, a large deck perfect for relaxing or hosting guests, a greenhouse for year-round gardening, and the convenience of an attached carport. The unfinished walkout basement offers endless possibilities for future development, whether you’re dreaming of additional living space, a recreation room, or a workshop. Adding even more value, the acreage across the highway includes an older home with tremendous renovation potential. Create a guest house, generate rental income, accommodate extended family, or bring your own vision to life. Complete with your own private dock, this unique property offers a peaceful waterfront lifestyle while remaining close to all the amenities, recreation, and charm of Nelson. A truly rare opportunity to own a remarkable waterfront acreage in one of the Kootenays’ most sought-after locations. ?
4
Beds
4,195 ft²
Floor area
1990
Year built
Single Family
Type
North Nelson to Kokanee Creek
Area
Listed
June 10, 2026
Nearby & Commute
46 min
walk to Safeway
10 min
bike to Lakeside Park
33 min
walk to Lakeside Park
16h 57m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 58%
| Detached | 15 | 57.7% |
| Land | 4 | 15.4% |
| Condo / Apartment | 3 | 11.5% |
| Townhouse | 2 | 7.7% |
| Mobile home | 1 | 3.8% |
| Other | 1 | 3.8% |
| $20,000 to $24,999 | 10 | 4.7% |
| $25,000 to $29,999 | 10 | 4.7% |
| $30,000 to $34,999 | 5 | 2.3% |
| $35,000 to $39,999 | 5 | 2.3% |
| $40,000 to $44,999 | 5 | 2.3% |
| $45,000 to $49,999 | 5 | 2.3% |
| $50,000 to $59,999 | 25 | 11.6% |
| $60,000 to $69,999 | 10 | 4.7% |
| $70,000 to $79,999 | 15 | 7.0% |
| $80,000 to $89,999 | 15 | 7.0% |
| $90,000 to $99,999 | 15 | 7.0% |
| $100,000 to $124,999 | 30 | 14.0% |
| $125,000 to $149,999 | 20 | 9.3% |
| $150,000 to $199,999 | 30 | 14.0% |
| $200,000 and over | 15 | 7.0% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$9,961
Principal and interest
Calculated estimate
$9,228
Property tax
Calculated estimate
$583/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,995,000
Down payment
Calculated estimate
$399,000 (20%)
Estimated mortgage
Calculated estimate
$1,596,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$9,961
/mo
Rate
%
Amortization
Principal and interest
$9,228
Property tax (est.)
$583
P&I
Tax
Down payment
$399,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $399,000 down (20%) on $1,995,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.3333 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
