- Active
1089, 1090 3A Highway
Nelson · Single Family
- Beds
- 4
- Baths
- 3
- Sqft
- 4,195
- Built
- 1990
Listed by RE/MAX All Pro Realty · MLS® 10390741
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Sign inAbout this home
Welcome to 1089 & 1090 Highway 3A, a rare and versatile property offering 4.36 acres just minutes from downtown Nelson. This impressive home features approximately 4,000 sq. ft. of living space, rich hardwood floors, and a stunning cathedral-style staircase leading to a spectacular primary suite. The spacious primary bedroom is a true retreat, complete with a spa-inspired ensuite, generous walk-in closet, and peaceful water views. With 4 bedrooms and 3 bathrooms, this home is ideal for families or those who love to entertain. Enjoy the beautifully landscaped yard, a large deck perfect for relaxing or hosting guests, a greenhouse for year-round gardening, and the convenience of an attached carport. The unfinished walkout basement offers endless possibilities for future development, whether you’re dreaming of additional living space, a recreation room, or a workshop. Adding even more value, the acreage across the highway includes an older home with tremendous renovation potential. Create a guest house, generate rental income, accommodate extended family, or bring your own vision to life. Complete with your own private dock, this unique property offers a peaceful waterfront lifestyle while remaining close to all the amenities, recreation, and charm of Nelson. A truly rare opportunity to own a remarkable waterfront acreage in one of the Kootenays’ most sought-after locations. ?
Home facts
- Bedrooms
- 4
- Bathrooms
- 2 full + 1 half
- Interior
- 4,195 sq ft
- Year built
- 1990
- Storeys
- 2
- Parking
- 8
- Property type
- Single Family
- Basement
- Full
- Fireplace
- 1
- Area
- North Nelson to Kokanee Creek
- Listed
- June 10, 2026
- Structure
- House
- PID
- 012-550-663
- Common interest
- Freehold
Highlights
- Mountain view
- Waterfront
- City view
- Meeting/Party Room
Features and inclusions
- Heating
- Forced air
- Flooring
- Tile, Hardwood, Carpeted, Mixed Flooring
- Roof
- Asphalt shingle, Unknown
- Parking
- Covered
- Lot
- Central island, Two Balconies
- Community
- Family Oriented
Rooms and building
- Sewer
- Septic tank
- Water
- Well
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $9,456
- Property tax
- $583/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $10,189
Purchase snapshot
- List price
- $1,995,000
- Down payment
- $399,000 (20%)
- Estimated mortgage
- $1,596,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $13,256
- At 6.6447 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 64%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.