Nelson · V1L6M7
$9,961/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Set on the shores of Kootenay Lake, just a short drive from Nelson, BC, this impressive custom Toad Mountain home offers approximately 300 feet of beachfront, beautiful lake and mountain views, and thoughtfully designed living spaces. Built as a post-and-beam log home, it combines warmth, quality, and functional indoor-outdoor living. The property features multiple decks, patios, a landscaped yard, fire pit, beach, and a deep-water dock for easy access to the lake. The main floor offers an open layout with large windows to enjoy the views, a spacious living room, a freestanding gas fireplace with a beautiful custom rock and brick chimney, a gorgeous custom kitchen with granite countertops, and high-end stainless steel appliances including a Wolf stove and Sub-Zero fridge, plus additional sitting and dining areas. The primary bedroom enjoys lake views and glass doors leading to a private deck with a hot tub overlooking the lake and surrounding mountains. Heated concrete floors, good storage, a single attached garage, and evident pride of ownership add to the home’s appeal. Located close to hiking, biking, Whitewater Ski Resort, and backcountry terrain, this property also includes nearly 2 acres of vacant land above the highway.
3
Beds
2,753 ft²
Floor area
1999
Year built
Single Family
Type
North Nelson to Kokanee Creek
Area
Listed
March 31, 2026
$2,099,000 is 103.5% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
2h 44m
walk to Safeway
46 min
bike to Lakeside Park
2h 31m
walk to Lakeside Park
17h 8m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 70%
| Detached | 14 | 70.0% |
| Land | 3 | 15.0% |
| Mobile home | 2 | 10.0% |
| Condo / Apartment | 1 | 5.0% |
| $15,000 to $19,999 | 10 | 5.1% |
| $20,000 to $24,999 | 5 | 2.6% |
| $25,000 to $29,999 | 15 | 7.7% |
| $30,000 to $34,999 | 10 | 5.1% |
| $35,000 to $39,999 | 10 | 5.1% |
| $40,000 to $44,999 | 10 | 5.1% |
| $45,000 to $49,999 | 15 | 7.7% |
| $50,000 to $59,999 | 15 | 7.7% |
| $60,000 to $69,999 | 10 | 5.1% |
| $70,000 to $79,999 | 10 | 5.1% |
| $80,000 to $89,999 | 15 | 7.7% |
| $90,000 to $99,999 | 5 | 2.6% |
| $100,000 to $124,999 | 25 | 12.8% |
| $125,000 to $149,999 | 15 | 7.7% |
| $150,000 to $199,999 | 10 | 5.1% |
| $200,000 and over | 15 | 7.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$9,961
Principal and interest
Calculated estimate
$9,228
Property tax
Calculated estimate
$583/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,995,000
Down payment
Calculated estimate
$399,000 (20%)
Estimated mortgage
Calculated estimate
$1,596,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$9,961
/mo
Rate
%
Amortization
Principal and interest
$9,228
Property tax (est.)
$583
P&I
Tax
Down payment
$399,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $399,000 down (20%) on $1,995,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.3333 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
