- Active
10959 TUAM Road
North Saanich · Single Family
- Beds
- 2
- Baths
- 1
- Sqft
- 915
- Built
- 1968
Listed by eXp Realty · MLS® 1044822
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Sign inAbout this home
A rare and attainable opportunity to secure North Saanich waterfront at an attractive price point, offering compelling value and an exceptional entry into waterfront ownership in sought-after Deep Cove. Set on a private, treed lot, the property features a beach, protected bay setting, foreshore lease and mooring in front. A private tram included with the property provides convenient access from the house to the beach and shared dock, with 2 designated dock spaces, including a deeper-water berth. The existing 2-bedroom bungalow is livable as-is and currently rented, ideal to enjoy now, continue as a rental, or use while planning a future waterfront build. Outdoor spaces include an interlocking-brick patio and Japanese-inspired BBQ area. Perfect for boaters, kayaking, fishing and coastal exploration. Convenient to Victoria International Airport and BC Ferries. Don’t miss this opportunity, act fast and book your showing today.
Home facts
- Bedrooms
- 2
- Bathrooms
- 1 full
- Interior
- 915 sq ft
- Lot size
- 9,148 sq ft
- Year built
- 1968
- Parking
- 1
- Property type
- Single Family
- Fireplace
- 1
- Area
- Deep Cove
- Style
- Cottage
- Listed
- September 21, 2026
- Structure
- House
- PID
- 005-649-692
- Common interest
- Freehold
Highlights
- Ocean view
- Patio
Features and inclusions
- Heating
- Baseboard heaters, Electric
- Cooling
- None
- Lot
- Sloping, Rectangular, Moorage
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $6,873
- Property tax
- $425/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $7,448
Purchase snapshot
- List price
- $1,450,000
- Down payment
- $290,000 (20%)
- Estimated mortgage
- $1,160,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $4,863
- At 3.3537 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,500 a month
- Gross yield
- 1.2%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 81%
Documents
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