Ladysmith · V9G0C2
$4,424/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Built by Elmworth Construction, a trusted local builder. This beautiful new home will exceed your expectations for value and quality. No property transfer tax or GST! Short term rentals for both levels allowed! The home features 2629sf of thoughtful design and quality finishing. This includes quartz countertops, engineered wood and tiled flooring, and living room with sloped 12' ceilings to optimize natural light. The plan features 5 bedrooms and den including a 2 bedroom suite. The main floor offers 3 bedrooms including a primary bedroom with large walk-in closet and built-in drawers, 4 piece ensuite, and set on the peaceful, sunny southern side of the home. The island kitchen features pendant lighting, slider to rear patio, coveted deep pantry, and adjoining dining room. The living room boasts a classy gas fireplace and recessed lighting. A den and laundry room off the foyer. The 822sf suite is ideal for extended family, long term tenants, or short term rentals: 2 bedrooms, full kitchen and living room, and in-unit laundry. The suite also features a lock-off for ease of access. Set on a gently graded fully serviced lot backing onto a wooded area, back country access for long walks and hikes. All measurements are approximate and should be verified if important.
5
Beds
2,629 ft²
Floor area
2025
Year built
Single Family
Type
Ladysmith
Area
Listed
August 17, 2026
Nearby & Commute
49 min
walk to Country Grocer
1h 18m
bike to Duke Point (Foot Access)
4h 21m
walk to Duke Point (Foot Access)
2h 28m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 41%
| Detached | 15 | 40.5% |
| Land | 10 | 27.0% |
| Townhouse | 6 | 16.2% |
| Mobile home | 5 | 13.5% |
| Multi-family | 1 | 2.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,424
Principal and interest
Calculated estimate
$4,024
Property tax
Calculated estimate
$250/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$869,900
Down payment
Calculated estimate
$173,980 (20%)
Estimated mortgage
Calculated estimate
$695,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,424
/mo
Rate
%
Amortization
Principal and interest
$4,024
Property tax (est.)
$250
P&I
Tax
Down payment
$173,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $173,980 down (20%) on $869,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
