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1120 Hume Avenue
Kelowna · Vacant Land
Listed by Century 21 Assurance Realty Ltd · MLS® 10379695
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***BUILDERS TERMS AVAILABLE *** Welcome to 1120 Hume Ave! A fantastic opportunity to build in the desirable Black Mountain community! This 4,441 sq.ft. lot is ideally situated on a quiet street surrounded by quality homes, offering a great setting to create your own custom build. The unique, irregular shape provides the chance for a creative and thoughtfully designed home, perfect for maximizing space and functionality. With all utilities available at the lot line, this property is ready for a smooth and efficient build process. Enjoy the convenience of being just minutes to schools, parks, shopping, and quick highway access, while still tucked into a peaceful neighbourhood. Outdoor recreation is right at your doorstep, with Big White Ski Resort only a short drive away for skiing, snowboarding, and year-round adventure. An excellent option for builders, investors, or anyone looking to get into one of Kelowna’s most sought-after areas at an attractive price point.
Home facts
- Property type
- Vacant Land
- Area
- Black Mountain
- Listed
- March 23, 2026
- Structure
- Other
- PID
- 032-241-097
- Common interest
- Freehold
Highlights
- Mountain view
- City view
Features and inclusions
- Community
- Family Oriented
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
- Utilities
- Water, Natural Gas, Electricity, Cable, Telephone
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,370
- Property tax
- $83/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $1,603
Purchase snapshot
- List price
- $289,000
- Down payment
- $57,800 (20%)
- Estimated mortgage
- $231,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $1,375
- At 4.7595 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,700 a month
- Gross yield
- 7.1%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 63%
Who lives here
Documents
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