Penticton · V2A8V6
$9,001/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
A truly unique private retreat in the sought-after Carmi area, surrounded by nature yet only 10 minutes to town. This special property offers a peaceful, sheltered setting with a seasonal waterfall, mature forest, rock gardens, native wildflowers and abundant wildlife. The main home is thoughtfully designed for natural light and cooling, with flexible living spaces, generous storage and potential for up to 4 bedrooms. The primary bedroom also features a private deck with hot tub, creating a peaceful space to unwind and enjoy the natural surroundings. The property also features a charming 2-bedroom carriage house (non-conforming), with large garage/workshop, or a fantastic artist studio and large deck, plus an impressive outdoor living complex with swimming pool, pool cabana, timber-framed summer kitchen and covered shelter. Greenhouse, chicken coop, garden and storage add to the lifestyle. Direct access to Carmi trails provides endless opportunities for hiking, biking, snowshoeing, horseback riding and ATV use. A rare opportunity to enjoy privacy, recreation and a true connection to nature, with potential for future solar and water-collection systems.
3
Beds
2,800 ft²
Floor area
1996
Year built
Single Family
Type
Columbia/Duncan
Area
Listed
August 18, 2026
Nearby & Commute
1h 23m
walk to Penticton IGA
1h 30m
bike to Prairie Valley Station
4h 59m
walk to Prairie Valley Station
10h 30m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 58%
| Detached | 48 | 57.8% |
| Land | 14 | 16.9% |
| Townhouse | 7 | 8.4% |
| Farm | 6 | 7.2% |
| Condo / Apartment | 5 | 6.0% |
| Other | 3 | 3.6% |
| $5,000 to $9,999 | 5 | 1.9% |
| $15,000 to $19,999 | 5 | 1.9% |
| $20,000 to $24,999 | 5 | 1.9% |
| $35,000 to $39,999 | 5 | 1.9% |
| $40,000 to $44,999 | 15 | 5.6% |
| $45,000 to $49,999 | 5 | 1.9% |
| $50,000 to $59,999 | 10 | 3.7% |
| $60,000 to $69,999 | 20 | 7.4% |
| $70,000 to $79,999 | 20 | 7.4% |
| $80,000 to $89,999 | 20 | 7.4% |
| $90,000 to $99,999 | 15 | 5.6% |
| $100,000 to $124,999 | 35 | 13.0% |
| $125,000 to $149,999 | 25 | 9.3% |
| $150,000 to $199,999 | 35 | 13.0% |
| $200,000 and over | 50 | 18.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$9,001
Principal and interest
Calculated estimate
$8,326
Property tax
Calculated estimate
$525/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,800,000
Down payment
Calculated estimate
$360,000 (20%)
Estimated mortgage
Calculated estimate
$1,440,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$9,001
/mo
Rate
%
Amortization
Principal and interest
$8,326
Property tax (est.)
$525
P&I
Tax
Down payment
$360,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $360,000 down (20%) on $1,800,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
