- Active
114 BEAR END Road
Penticton · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 2,800
- Built
- 1996
Listed by Chamberlain Property Group · MLS® 10398078
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Sign inAbout this home
A truly unique private retreat in the sought-after Carmi area, surrounded by nature yet only 10 minutes to town. This special property offers a peaceful, sheltered setting with a seasonal waterfall, mature forest, rock gardens, native wildflowers and abundant wildlife. The main home is thoughtfully designed for natural light and cooling, with flexible living spaces, generous storage and potential for up to 4 bedrooms. The primary bedroom also features a private deck with hot tub, creating a peaceful space to unwind and enjoy the natural surroundings. The property also features a charming 2-bedroom carriage house (non-conforming), with large garage/workshop, or a fantastic artist studio and large deck, plus an impressive outdoor living complex with swimming pool, pool cabana, timber-framed summer kitchen and covered shelter. Greenhouse, chicken coop, garden and storage add to the lifestyle. Direct access to Carmi trails provides endless opportunities for hiking, biking, snowshoeing, horseback riding and ATV use. A rare opportunity to enjoy privacy, recreation and a true connection to nature, with potential for future solar and water-collection systems.
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full + 1 half
- Interior
- 2,800 sq ft
- Year built
- 1996
- Storeys
- 2
- Parking
- 2
- Property type
- Single Family
- Basement
- Crawl space
- Garage
- Yes
- Fireplaces
- 2
- Area
- Columbia/Duncan
- Listed
- August 18, 2026
- Structure
- House
- PID
- 003-271-188
- Common interest
- Freehold
Highlights
- Mountain view
- City view
- Pool
- Hot tub
Features and inclusions
- Appliances
- Washer, Refrigerator, Water softener, Range - Electric, Dishwasher, Dryer, Microwave
- Heating
- See remarks
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage, Covered, RV, Oversize, Additional Parking
Rooms and building
- Sewer
- Septic tank
- Water
- Well
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $8,532
- Property tax
- $525/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $9,207
Purchase snapshot
- List price
- $1,800,000
- Down payment
- $360,000 (20%)
- Estimated mortgage
- $1,440,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $10,436
- At 5.7979 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 58%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.