- Active
- Open house Sat, Oct 10
1164 ELK Street
Penticton · Single Family
- Beds
- 5
- Baths
- 4
- Sqft
- 2,804
- Built
- 2021
Listed by RE/MAX Penticton Realty · MLS® 10387509
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About this home
Welcome to this stunning 2021-built home offering the perfect blend of modern luxury, income potential & Okanagan lifestyle. Thoughtfully designed with 5 bedrooms, 4 bathrooms, this like-new home features a bright, open-concept main living space with breathtaking valley & lake views creating a peaceful backdrop for everyday living. The main residence offers 3 spacious bedrooms, 3 beautifully finished bathrooms, complemented by high-end upgrades throughout. Enjoy upgraded Bosch appliances, custom blinds, built-in closet organizers, & modern finishes elevating the home’s style and functionality. An abundance of natural light fills the space, creating a warm and inviting atmosphere from the moment you walk in. Looking for a mortgage helper without sacrificing your own privacy? The fully self-contained 2-bedroom, 1-bathroom legal suite features its own separate daylight basement entrance, making it ideal for rental income, extended family, or guests while maintaining separation from the main living area. Built with comfort and efficiency in mind, this home also includes a built-in EV car charger and backup generator for added peace of mind. With all the upgrades already complete, you can enjoy the benefits of a near-new home without the added expense or hassle. This is a rare opportunity to own a modern, move-in-ready home with incredible views, income potential, and exceptional value. All measurements are approximate and should be verified by the buyer if important.
Home facts
- Bedrooms
- 5
- Bathrooms
- 4 full
- Interior
- 2,804 sq ft
- Year built
- 2021
- Storeys
- 2
- Parking
- 4
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Columbia/Duncan
- Style
- Ranch
- Listed
- May 19, 2026
- Structure
- House
- PID
- 030-381-347
- Common interest
- Freehold
Highlights
- Mountain view
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave
- Heating
- See remarks
- Cooling
- Central air conditioning
- Flooring
- Hardwood
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage
- Lot
- Central island
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $6,043
- Property tax
- $375/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $6,568
Purchase snapshot
- List price
- $1,275,000
- Down payment
- $255,000 (20%)
- Estimated mortgage
- $1,020,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $7,392
- At 5.7979 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 55%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
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