1164 ELK Street
Penticton · V2A2S6
$6,786/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Penticton · V2A2S6
$6,786/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Welcome to this stunning 2021-built home offering the perfect blend of modern luxury, income potential & Okanagan lifestyle. Thoughtfully designed with 5 bedrooms, 4 bathrooms, this like-new home features a bright, open-concept main living space with breathtaking valley & lake views creating a peaceful backdrop for everyday living. The main residence offers 3 spacious bedrooms, 3 beautifully finished bathrooms, complemented by high-end upgrades throughout. Enjoy upgraded Bosch appliances, custom blinds, built-in closet organizers, & modern finishes elevating the home’s style and functionality. An abundance of natural light fills the space, creating a warm and inviting atmosphere from the moment you walk in. Looking for a mortgage helper without sacrificing your own privacy? The fully self-contained 2-bedroom, 1-bathroom legal suite features its own separate daylight basement entrance, making it ideal for rental income, extended family, or guests while maintaining separation from the main living area. Built with comfort and efficiency in mind, this home also includes a built-in EV car charger and backup generator for added peace of mind. With all the upgrades already complete, you can enjoy the benefits of a near-new home without the added expense or hassle. This is a rare opportunity to own a modern, move-in-ready home with incredible views, income potential, and exceptional value. All measurements are approximate and should be verified by the buyer if important.
5
Beds
2,804 ft²
Floor area
2021
Year built
Single Family
Type
Columbia/Duncan
Area
Listed
May 19, 2026
$1,375,000 is 33.3% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
38 min
walk to Penticton IGA
1h 22m
bike to Prairie Valley Station
4h 32m
walk to Prairie Valley Station
10h 23m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 57%
| Detached | 73 | 57.0% |
| Land | 20 | 15.6% |
| Townhouse | 12 | 9.4% |
| Duplex | 10 | 7.8% |
| Condo / Apartment | 9 | 7.0% |
| Other | 4 | 3.1% |
| $25,000 to $29,999 | 5 | 2.5% |
| $45,000 to $49,999 | 10 | 5.0% |
| $50,000 to $59,999 | 10 | 5.0% |
| $60,000 to $69,999 | 5 | 2.5% |
| $70,000 to $79,999 | 25 | 12.5% |
| $80,000 to $89,999 | 15 | 7.5% |
| $90,000 to $99,999 | 10 | 5.0% |
| $100,000 to $124,999 | 30 | 15.0% |
| $125,000 to $149,999 | 20 | 10.0% |
| $150,000 to $199,999 | 35 | 17.5% |
| $200,000 and over | 35 | 17.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,786
Principal and interest
Calculated estimate
$6,245
Property tax
Calculated estimate
$392/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,350,000
Down payment
Calculated estimate
$270,000 (20%)
Estimated mortgage
Calculated estimate
$1,080,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,786
/mo
Rate
%
Amortization
Principal and interest
$6,245
Property tax (est.)
$392
P&I
Tax
Down payment
$270,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $270,000 down (20%) on $1,350,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.